Share 10 tips for saving money, I hope everyone can save money.
1.Save before you spend
When you get your salary, don't worry about treating yourself first, think about saving a sum first, and what you save is the money you can spend.
Only then will we be able to save money.
If you save money until the end, you basically can't save money.
When I first started working, when I got my salary, I spent first and then saved, and I felt that I would definitely have the money left, and the rest of the money was being saved.
Result: Moonlight!
2.Quit fruit tea and milk tea
Although fruit tea is not expensive, one cup is seven or eight yuan, but two cups a week is more than a dozen yuan, and a month is more than 100 yuan.
If you save these more than 100 yuan, you will have more than 1,000 yuan a year.
Don't underestimate the more than 1,000 yuan, you can buy some gifts for your parents during the Chinese New Year to repay their nurturing grace; You can also add a small object to the small home to make the small home more and more warm.
3.Learn to keep accounts
Bookkeeping is not difficult, you can start by recording your daily expenses, no matter how much you have to make a record.
At the end of the month, looking at the bills, you can know that your money has been spent, and what money is unnecessary.
Checking your own bills is also a process of reflection on consumption, and you will gradually develop a good consumption habit.
It is highly recommended that babies who want to save money must learn to keep accounts, especially those who have just started to save money.
4.Reject ineffective socializing
Some socializations that don't make sense, except for wasting time and money, refuse when you should refuse, nothing to be embarrassed about.
If you have been embarrassed and embarrassed to refuse, you will spend a lot of unjust money every month for this.
5.Cherish every little penny
Don't just because you have little money, you don't care, you spend as much as you want.
When we go out shopping, many times we will buy a lot because of some small items, which are not high and do not have much money.
And these inadvertent little money, after accumulation, is a lot of money.
I used to go shopping with my daughter and go to a small jewelry store, and each item was really cheap, only 10-20 yuan. The daughter was very excited, this pick, that pick, and after a while, I selected more than a dozen.
I asked, "Do you really like these little things?" ”
Daughter: "It's cheap, Mom,"
I smiled: "Then you see how many you have chosen, how much is it in total?" ”
The daughter lowered her head and roughly calculated: "God, it's two hundred yuan smaller!" ”
Then, the daughter carried the shopping basket and put the contents back on the shelves one by one.
After leaving the shop, the daughter said, "Mom, I think it's a trap!" Cheapness is used to arouse greed, and then it ends up costing a lot of money, and most importantly, these things are not very popular. ”
6.Make reasonable use of second-hand platforms
Items that are not needed at home, but are in good condition, can be disposed of through the second-hand platform, and by the way, you can increase the income of the small family.
When I usually clean up my home, I will also hang the extra backpacks and various ornaments at home on the second-hand platform.
It's basically out.
7.The phone was changed to a cheaper one**
My current mobile phone ** is 8 yuan, usually contact friends and family, generally use WeChat, 8 yuan ** is enough for me to use.
8.Do not spend for "bad people".
Many people do not hesitate to spend a lot of money to create their own "persona".
Personally, I think it's a waste, it's a blind behavior, and it's meaningless.
We should pay more attention to the inner personality and real needs, rather than pursuing uniqueness and attention through consumption.
9.Make the most of it
Whether it is the reuse of waste or giving full play to the function of items, it is an important way to make the best use of things.
When you want to buy something, you might as well ask yourself first:Do you have this thing at home? Is there an alternative?
10.If you don't have good self-control, turn off Huabei and credit cards
My former neighbor, after paying his salary every month, is to pay off his debts, mortgages, credit cards, Huabei, and ......
Emma, there is no joy in paying salaries, it's too disturbing.
For babies with poor self-control, it is recommended to turn off these things that make you in debt.