Hello everyone, I'm Cotton Sauce, a 96-year-old girl who loves to save money!
In the past, you could buy a big bag of things for 100 yuan, but now you have to pay 20 or 30 yuan to buy a takeaway, not to mention a few hundred yuan. Is this money becoming less and less valuable?
The reason is simple, it is inflation. It's just that there is more and more money, but the price of things is also **, and the result is that there are fewer and fewer things that can be bought for a hundred yuan in the past.
With the current situation, the situation may be worse in the future, so you have to leave some way back and save more money.
Learning to save money is not a difficult task, as long as we master a few small skills, we can easily save money! Today I will share with you 30 tips for saving money, let's take a look!
1.Make a savings planA.D., first of all, you have to have a plan. Set a goal to save money each month, and then create a detailed savings plan, such as how much money you save each month.
2.Set up a piggy bank: Put a cute piggy bank at home, put change in it every day, and you'll be amazed at how much money you can save in the end!
3.Eat out less: It is easy to spend a lot of money on eating out, so you can appropriately reduce the frequency of eating out and cook more at home, which not only saves money but also ensures health.
4.Purchase discounted items: Pay attention to discounted items when shopping, such as buy one get free.
First, discounts, etc., can save a lot of expenses. 5.Make a shopping list: Before going to the supermarket, make a shopping list and buy strictly according to the list to avoid wasting money on impulse purchases.
6.Take advantage of coupons: You can save some money by using coupons when shopping, and you can find a variety of coupons online or in apps.
7.Compare prices: Before buying large items, you can compare the ** of different merchants and choose the most cost-effective one. 8.Homemade lunch: Homemade lunches are much cheaper than buying them out, and they also guarantee the health and hygiene of the food.
9.Plan your travel route: Plan your itinerary when traveling, avoid taking the wrong road, and save fuel and time. 10.Cycling or walking instead of driving: For close travel, you can choose to ride or walk, not only to save money but also to exercise.
11.Make it a habit to pay your bills in a timely manner: It is important to avoid additional expenses such as late fees due to delinquent fees, and to develop the habit of paying in a timely manner.
12.Don't borrow money casually: Try not to lend money to others casually, so as not to cause financial problems due to borrowing money and not paying it back.
13.Buy second-hand items: For some everyday items, you can choose to buy second-hand items, which will be much cheaper than brand new.
14.Cancel unnecessary subscriptions: Cancel some unnecessary subscriptions, such as TV, magazines, etc., and save a lot of money.
15.Clean up unused items regularly: Regularly clean up unused items in your home, which you can sell or donate to those who need them, and also make your home tidier and avoid buying duplicate items. 16.Save water and electricity: Pay attention to saving water and electricity, and develop good saving habits, which can not only reduce expenses, but also help to protect the environment.
17.Use cash when shopping: Using cash payment can more intuitively feel the amount of consumption, and avoid uncontrolled consumption due to card swiping.
18.Check your bills regularly: Check bank and credit card statements regularly to detect and correct mistakes in time to avoid wasting money due to wrong spending.
19.Buy durable goods: Buying durable goods can reduce the frequency of replacement and save long-term expenses. 20.Make it a habit to shop comparatively: Compare the ** and quality of different products before shopping, and choose the one with the best cost performance.
21.Avoid impulse purchases: Avoid impulse shopping when shopping, you can first consider whether you really need the product, which can effectively avoid unnecessary expenses. 22。Take advantage of a bank savings plan: Use the bank's savings plan to automatically transfer a part of your income to a savings account, save money regularly, and develop the habit of saving.
23.Participate in ** events: Participate in ** activities to enjoy lower ** and save money.
24.Take advantage of free resources: Take advantage of free resources, such as public libraries, free activities, etc., to save money on entertainment. 25.Create a financial plan: Make a detailed financial plan, including income, expenses, savings, etc., so that you can manage your finances in an orderly manner.
26.Raise financial awareness: Learn some financial knowledge, improve your financial awareness, and be able to better plan and manage your finances. 27.Learn to say no**Learn to refuse some unnecessary consumption**, develop the habit of rational consumption, and avoid wasting money because of blind consumption.
28.Conduct regular financial planningConduct regular financial planning, review your income and expenses, adjust your spending plan in a timely manner, and maintain financial health and stability.
29.Create a spending budgetMake a monthly consumption budget, including daily expenses, entertainment expenses, etc., and arrange expenses reasonably to avoid excessive consumption.
30.Share your savings with others: Share saving experience with friends and family around you, encourage each other, supervise each other, and make progress together.
Have you learned all these tips for saving money? As long as you have the heart, I believe you can easily save a sum of money!
Well, I'm Cotton Sauce, a Guangpiao who is not willing to accept the status quo, and likes to share some savings experience, welcome to follow
Thank you for reading, remember to like, favorite, **Oh, I wish you a lot of wealth!