WeChat, the app we use every day, has become a part of our lives. Recently, WeChat has made a big move and launched a new feature - "split payment". The emergence of this function has surprised many WeChat users, but some people have questions about this, if the payment score exceeds 650, you can open the Huabei version of "sub-payment", is this true? Let's take a look.
We need to understand what a payment point is. Payment Score is a credit scoring system launched by WeChat Pay, which evaluates the user's credit status by analyzing the user's payment behavior, including consumption, repayment, transfer, etc. The score range of the payout score is 300-850 points, and the higher the score, the better the credit of the user.
But many netizens said that it doesn't matter if it's closed, anyway, the amount given is not high, and now many people are using the gold on WeChatCow flowersCome instead of borrowing Huabei, the amount given is high and convenient, if you have a small partner who knows or has already opened it, leave it for comment, let everyone open it.
If the payment score exceeds 650, can I activate "split payment"? The answer is not entirely true. Although the payment of cents is an important condition for opening "split payment", it is not the only condition. In addition to payment points, WeChat will also consider factors such as users' spending habits and repayment records. Only when the user's payment score exceeds 650 and other conditions also meet the requirements of WeChat, can the "split payment" be activated.
"Split payment" is a new payment method launched by WeChat, which allows users to spend first and repay later when they do not have enough balance. This payment method is similar to Alipay's Huabei, but the opening conditions of "split payment" are more stringent, requiring users to pay more than 650 points.
How can I improve my payout score? First of all, we need to maintain good payment habits, such as repaying the loan in time and avoiding overdue. Secondly, we can use WeChat Pay more for consumption, such as shopping, eating, taking a taxi, etc. Finally, we can also complete our personal information, such as real-name authentication, binding bank cards, etc.
If the payment score exceeds 650, it is possible to open "split payment", but it is not certain. We need to maintain good payment habits and improve our payment score before we have the opportunity to open "split payment". At the same time, we should also pay attention to the fact that although "split payment" has brought us convenience, we must also spend rationally and avoid over-applying for funds.
For this big change in WeChat, we can see that WeChat is constantly enriching its functions and providing more services to users. This also reflects WeChat's competitive strategy, which is to attract more users and enhance its market competitiveness by providing more diversified services.
In the future, WeChat may introduce more new features, and we look forward to more surprises from WeChat. At the same time, we should also look at these new features rationally, not only to enjoy the convenience they bring, but also to guard against possible risks.