With the development of the times, people's insurance awareness is also high. Many families' first insurance policy starts with their children, especially choosing critical illness insurance for their children, which has become a compulsory course for many parents.
Purchasing children's critical illness insurance can allow children to be compensated when they suffer from critical illness, thereby reducing the pressure of medical expenses and allowing children to receive better treatment, so it is necessary to buy children's critical illness insurance.
Today, Xiaokai recommends a very cost-effective children's critical illness insurance - Bumblebee No. 9 Children's Critical Illness Insurance.
So, how much is Bumblebee 9 Children's Critical Illness Insurance? Where can I buy it? Let's talk about it in detail!
1. Bumblebee No. 9 Children's Critical Illness Insurance Protection Liability
Let's first take a look at the protection responsibilities of Bumblebee No. 9 Children's Critical Illness Insurance:
It can be seen through ** that Bumblebee No. 9 Children's Critical Illness Insurance is mainly divided into basic protection and additional liability:
1.Underlying Liability
Bumblebee No. 9 covers 125 critical illnesses, and 100% of the basic sum assured will be paid if diagnosed;
Moderate and mild cases are not grouped into multiple claims, and 60% and 30% of the basic sum assured will be paid respectively.
In addition to the basic benefits of Bumblebee 9, there is also an exemption from liability for the insured.
At the same time, there is also an additional compensation for specific diseases of children, and an additional 100% compensation for 20 special diseases of children;
300% of the basic sum assured for 20 rare diseases.
2.Optional Liability
Bumblebee No. 9 Children's Critical Illness Insurance can choose the Illness Care Payment, and the first critical illness in the first 10 years, moderate and mild illness, an additional 60%, 20%, and 10% of the basic sum assured.
In addition, Bumblebee No. 9 Children's Critical Illness Insurance can choose to attach malignant tumor allowance, multiple claims for critical illness and other responsibilities. You can flexibly add it according to your needs and budget.
2. How much is Bumblebee No. 9 Children's Critical Illness Insurance?
So, how much is Bumblebee 9 Children's Critical Illness Insurance? Let's take a look!
1.Flexible payment period options
Bumblebee No. 9 Children's Critical Illness Insurance has 6 payment periods, allowing consumers to choose flexibly.
You can choose the payment period that suits your budget.
2.After the critical illness is paid, the payment can continue to be made for moderate and mild illness
At present, many critical illness insurance policies terminate the protection liability after the critical illness is paid, while the Bumblebee No. 9 Children's Critical Illness Insurance stipulates that as long as the number of claims for mild illness does not reach the limit of the number of claims, the diseases in the same group can continue to be paid. This bumblebee 8 is also good, relatively speaking, it is still relatively humane.
3. Summary
Overall, Bumblebee No. 9 Children's Critical Illness Insurance is still very worth starting, whether it is basic protection liability or additional liability, it is very comprehensive, but the fly in the ointment is that at present, it only has regular protection, not protection to life, and if you want to protect your lifelong partners, you need to continue to wait!