Sesame Score is a personal credit scoring system launched by Sesame Credit Management***, a subsidiary of Ant Group. It collects and analyzes a variety of data such as an individual's credit history, behavioral preferences, and fulfillment ability to calculate a credit score for each user, which is the Sesame Score.
But there are many netizens who said that it doesn't matter if it's closed, anyway, the amount given is not high, and now many people have used Jinbei on WeChat*** to replace Huabei to borrow, and the amount given is high and convenient. If you want to improve your sesame points, you first need to know how to calculate your sesame points. Generally speaking, sesame points are mainly calculated based on the following five aspects of data: identity traits, behavioral preferences, personal relationships, performance ability and credit history. These five aspects each account for different weights, with credit history having the greatest impact at 35%.
How to increase sesame seeds? Here are some effective methods: Complete personal information: including identity information, education information, career information, etc., the more complete the information can help the system more accurately assess your credit status.
Establish a good credit history: repay loans in a timely manner, not overdue, and not in arrears. Whether it's a credit card or an online loan, make sure you pay it on time.
Maintain stable behavioral preferences: For example, stable shopping habits, stable payment habits, etc., can reflect the stability of your life.
Broaden your network: Networking here is not about the size of your social circle, but about your financial connections with other people. For example, you can transfer money to friends on Alipay, or make AA payments.
Demonstrate good performance skills: For example, you can buy wealth management products on a regular basis, or use credit tools such as Huabei and Borrow, and repay them on time.
All of the above methods can effectively increase the sesame seeds. However, it is important to note that improving your sesame score is not something that can be achieved overnight, and you need to continue to accumulate credit in your daily life. It is also important to note that the higher the sesame content, the better. Because, the higher the sesame score, the higher your credit rating, the more credit services you can get. However, this also means that you need to take on more credit risk. Therefore, while improving the sesame score, you should also pay attention to managing your credit risk. Improving your sesame score requires you to maintain good credit behavior in all aspects of your life, and only in this way can you gradually improve your sesame score. At the same time, you should also pay attention to managing your credit risk, and don't neglect credit risk management because of the pursuit of high sesame scores.