In the Mainland, there are several ways you can convert RMB to HKD:
1.Bank counters
You can bring your ID card and RMB cash to the bank counter to exchange Hong Kong dollars. Most banks can exchange RMB for HKD, but exchange rates may vary.
2.Forex ATMs
Some banks offer RMB to HKD at foreign exchange ATMs. You can use your bank card to withdraw Hong Kong dollars directly from a foreign exchange ATM.
3.Online Banking
Some banks offer RMB to HKD exchange services through their online banking. You can log in to your online banking account to convert RMB to HKD.
4.Cross-border remittances
You can send RMB to a bank account in Hong Kong by sending money across borders, and then withdraw HKD from your bank account in Hong Kong.
Here are some things to keep in mind when exchanging Hong Kong dollars in the Mainland:
Know the exchange rate
Before exchanging Hong Kong dollars, please check the current exchange rate of RMB to Hong Kong dollars. You can check the exchange rate through banks**, foreign exchange trading platforms, etc.
Compare exchange rates from different banks
The exchange rate of different banks may vary, so it is recommended that you compare the exchange rates of different banks and choose the best exchange rate.
Pay attention to the processing fee
Banks or other financial institutions may charge a certain handling fee, please pay attention to the handling fee before exchanging Hong Kong dollars.
Bring a valid ID
When exchanging Hong Kong dollars, you will need to bring your valid ID such as ID card, passport, etc.
Choose a formal channel
It is recommended that you choose a formal channel to exchange Hong Kong dollars to protect the safety of your funds.