For business owners, a good financial product is very necessary, d0, large amount, seconds to, payment integration, public and private can be paid on behalf of the public, these conditions sound very attractive? Yes, in order to fill in yesterday's pitfalls, I took the time to improve the MYbank application tutorial today, and friends in need can take it.
One is to apply directly by yourself, this is not explained, and the other is to apply through the channel whitelist, which is mainly about this part today.
The first article was published: Mr. Zhong's notes on the public account, and the whole network is pushed synchronously).
1. Introduction to MYbank
First of all, let's take a look at MYbank's own official website: MYbank officially opened on June 25, 2015, and is one of the first private banks in China initiated by Ant Group and approved by the China Banking and Insurance Regulatory Commission. To say this is to say that this bank is very good, of course, as a trump card product of the Ali system (as important as Alipay), online merchants are directly connected to many enterprises, if you yourself by the enterprise Alipay, you can directly open.
II. Basic Functions of MYbank Settlement Account
Let's talk about some of the basic functions of MYbank settlement accounts: two earnings and six provinces, more financing and more loans, convenient operation, and many benefits.
1. Two earnings: Yu Libao (annualized income of about 2% floating).
2. Six provinces: free account opening fee, production cost, management fee, SMS fee, U shield fee, and transfer fee.
3. Financing loans: online business loans, purchase loans, early collection and other products.
4. Convenient operation: no need for U shield, no need to open online banking, no need to use a computer, no need to go to a branch to operate, and one-click transfer on the mobile phone.
5. New and old customers can enjoy irregular welfare activities. These can be ignored, mainly because after the enterprise is opened, there is a quota of 5 million a month.
Introduction to the transfer and remittance business of enterprise settlement account].
Enterprise settlement account transfer and remittance business:
1. No limit on transfers: There is no limit here.
2. Inter-bank transfer out of different names: 5 million transactions within the daily quota are free of handling fees. The details are subject to the prompts on the page when the customer operates the transfer.
3. What documents do I need to prepare in advance before registering for MYbank?
It mainly includes the business license, legal person ID card, Alipay account number of the legal person himself, as well as the corporate account of the enterprise, basic account information, and the email address of Alipay that has not been registered.
With these, in the registration link provided by the customer service, register your own enterprise Alipay, and opening enterprise Alipay does not necessarily mean that you can open MYbank, which needs to be noted here. Here you need to scan the code on the computer to view the process.
IV. MYbank Whitelist Application Process
The above is the normal activation situation: generally follow the following steps, but there will be special circumstances, that is, if you do not meet the conditions, you need to go through the whitelist process at this time.
For example, when the application process ** shows the following situations, we have to go through the other to get it, and at this time we need to add a whitelist to continue the application. At this time, you need to find a channel to send a channel code, and use enterprise Alipay to scan the channel code to apply.
MYbank application process, open enterprise Alipay, e-commerce platform verification (external e-commerce customers, Douyin Kuaishou, etc.), scan the online merchant to open an account*** to submit the business license, legal person ID card, basic account approval number, and the legal person can submit it for review after scanning the face.
If you encounter interception, you need to provide the door head** (with a clear full name of the company) and tax payment certificate (value-added tax or five insurances and one housing fund, zero tax payment is also acceptable).
Since then, MYbank can be opened, and then it can be used happily: it can receive and pay Alipay funds for individuals or enterprises, and it can also be paid on behalf of the company. If there is a risk control, it is sufficient to submit the corresponding supporting evidence.
The benefits of opening MYbank: It is very easy to use, basically the receipt and payment of funds can be completed through it.
It is also more convenient to open, if necessary, you can also find a channel to open, pay attention to the opening here is a verification of the offline scene, for example, many friends who do e-commerce now need to have a real office space, or a delivery site, and there will be local staff of online merchants to do a verification, which is mainly to verify the authenticity of the enterprise.
What do you have to say about MYbank? Welcome to leave a message to discuss, that's all for today, class is over!