Poor couples mourn everything, more than 90% of the troubles of adults can be solved with money, making money can be all hypocritical, and money can be inferior.
The awakening of adults begins with the realization of the importance of making money, but behind making money is things, behind things are people, if you want to make money, you must first understand human nature and control yourself.
Only by constantly improving and cultivating ourselves, striving to improve ourselves, and building our core competitiveness, can we find the biggest backer - ourselves.
Therefore, if you want to make money, you must start by polishing yourself, starting from the small things around you.
Valuing small money compulsorily saving
At the end of each year, Alipay and WeChat's annual consumption bills have not scared you, accidentally this year will be overspent, when you click on each bill to find that it is a small money, but a sum to the end of the year is a big number, the famous latte effect theory may tell you how powerful a small amount is.
If a couple buys two cups of latte a day, if each cup of latte costs 35 yuan, then it will be 25,550 yuan in a year, and 76 yuan in 30 years650,000 yuan. That's the power of the latte effect, where seemingly inconsequential daily expenses can add up to a huge expense over time.
As an ordinary person, the first step to become rich is to cut unnecessary expenses, set clear financial goals and force savings, the principal is the basis for becoming rich, and there is no investment appreciation without the principal.
Make a long-term career plan and refuse to fish
Whether you are a worker, an entrepreneur or a boss, doing a good job of career planning is a must for everyone who wants to gain benefits in the society, there is a clear path, according to the map, we can avoid detours, and having a clear career plan is an important step to achieve financial freedom and become rich.
Don't spend a lot of time on emotional exhaustion, chatting and bragging with colleagues, or watching **brush short**.
Writing an article, researching a new business opportunity, connecting with someone who is good for your development, and learning a small skill that can improve your productivity are much better than you are talking to people. Touching fish is a waste of one's own life, disrespect to oneself, and a waste of unit resources.
Learn skills and try a side hustle
Now there is a popular term - slash youth, you can use your spare time to learn the latest AI technology, you can learn illustration, tea art, dancing, yoga and other skills that are beneficial to you, you can start with interest, but when you learn your interest to perfection, then you can use your love to start your second wealth curve - develop a side business.
In this era of self-acrylic all over the world, side hustles are just needed, how many people's side hustle income is greater than their own income, understand, you will know how to do it.
Eat clean and learn to maintain your health
The body is the capital of the revolution.
First of all, try to eat as little as possible, and eat at home if you can cook at home, and the meals at home can not only ensure health and lightness, but also reduce costs and improve the body's immunity.
Secondly, reduce ineffective socialization, when you are young, the more friends you like, the better, people need to streamline their social circle when they reach middle age, make friends with people who resonate with their own frequency, and the more they reach middle age, the more they understand that the face and demeanor in other people's mouths are not as solid as the money in their pockets and peace of mind.
Finally, the ultimate beauty is health, rather than spending a lot of money to maintain, it is better to insist on health in life, do moxibustion, insist on foot soaking, these seemingly inconspicuous, do not cost much little things, the effect is not more than you spend tens of thousands of dollars to go to the beauty salon.
Exercise properly and work and rest healthily
Staying up late is the number one killer of physical health, because staying up late and not being able to get up the next day, and the rhythm of others is inconsistent in the long run, which may affect your interpersonal communication, because staying up late for a long time, the next day work is not energetic, inefficient, and the negative impact of staying up late will follow.
No matter how much money you have, if you go to the hospital and try it, no amount of savings will be able to fill the big mouth of the money-swallowing machine of the hospital.
If possible, insist on running for half an hour every day, and you can also use your free time to practice yoga, dance, gay men to play ball, iron, and do other things when your body is well trained.
Live frugally and put an end to early consumption
Put an end to the consumption traps of merchants, and don't apply for a card if you can. Here's a practical way to do it. After the monthly salary, divide the money into three parts, one for savings, one for living, and one for interpersonal communication and upskilling skills. The saved money is deposited into the card as soon as possible, and the credit card and Huabei are stopped, and the amount is within your means. Over time, you can see for yourself the effect.
Learn about investing and earn passive income
Earning only active income may make your life better, and saving only can make your wealth pool bigger, but if you want your wealth to continue to grow, or even fission, then investing in financial literacy is essential. Don't think of *** as a beast, when you learn, maybe this will be your second channel of income. But here's a rule to remember: don't touch if you don't know.
When your cognition reaches a certain level and you can bear the corresponding risks, you should consider using some of the money to test the waters, and adjust your posture while swimming.
Whatever is bearish, keep a positive attitude
The girl's qi is blocked in the mammary glands, and the grievances are hidden in the womb. Living a long time and living freely is also a kind of life attitude, everything is not forced, it is your own hard work, not your own contempt, do not add to yourself, do not add to others.
In addition to life and death, everything else in life is a trivial matter.
Good health, no illness and no disaster, lover by the side, work in hand, cute children, is already a top match.
The above are my 8 pieces of advice for middle-aged people, I hope it can be helpful to everyone.
The last thing I want to say is:It's not scary to have no money, but it's scary to be unwilling to make changes and work hard for your future and happiness!
Remember, integrity is the only way to be amazing, and to be stable is to go far! Come on!
I wish everyone who works hard to live their lives can finally live the life they want and achieve their dreams and goals!