This year is the first year after the epidemic is fully liberalized, and I thought that in 2023, everyone would roll up their sleeves and work hard for a year.
Unexpectedly, 2023 will end and the New Year will be over soon, this year, it will pass so fast!
Having lived through the mask era, I understood the importance of having money. Although money is not everything, savings must be the cornerstone of our dreams and a guarantee to deal with emergencies.
Share the following 20 things, I hope everyone can start to cultivate their own sense of saving money and rational consumption
Forced deposits. Even if it is difficult to save money, you must save money, no matter how low your salary is, don't spend it, save a little, and when the epidemic comes again, you will use it.
Work hard to move bricks. Don't be lazy, others rest, that's because people have savings, you don't work hard to move bricks, and you will be the one who will be short of money in the future.
Reject ineffective socializing.
Socializing is very important, however, ineffective socialization will waste your time, so not all dinners should be attended, people and things that are not valuable to you can be put aside, and you must exchange your time and energy for wealth.
Life is down-to-earth.
Life is not a joke, life is inseparable from oil, salt, sauce and vinegar, life has ups and downs, you have to endure loneliness, refuse to get **, everything that is illegal can not be done, not all those who make money can do it.
Focus on children's education.
Educating children is a lifelong thing, without a good education, there will be no good children, excellent children are first of all because of the kindness and greatness of their parents, the mother is the warm harbor of the child, the father is the backer behind the child, will not educate the child's parents, it is difficult to educate a promising child in this life.
Focus on health. Life over 40 to start to pay attention to health and health, 40 years old to start just right, many people say that health care regardless of age, 18 years old to start plastic surgery, that is nonsense, too commercial is a bad thing. Paying attention to maintenance is a matter for middle-aged and elderly people, and young people have to fight for their careers regardless of everything.
Be filial to your parents. Filial piety to parents is not divided into early or late, regardless of age, all love is aggregated, there is only one kind of love that is separated the older you get, that is, father's love and mother's love. Mother is our warmth, and father is our strong backing.
Get out and about more.
Only when you go out can you see the vast world, and if you can't go out, your eyes are your world. If you don't have time to go out and have a look, it will definitely increase your knowledge.
Give due consideration to second-hand.
If you can't afford to buy a new bulky item, consider second-hand properly, not all second-hand things are bad things, and sometimes, second-hand can also help you achieve what you want.
You must be cautious about applying for a card and insist on buying social security.
No matter what card, don't do it easily, not to mention the cost, delay your time, human life is composed of time, your time is spent on the card, it is not worth it.
Start investing in yourself.
Invest in your own brain, invest in your own life, invest in your own food, clothing, housing and transportation, and be kind to yourself This is the king, a person who will not love himself cannot love others. This is true even for couples.
Be generous.
To be a man is to be generous, not to waste, but to have a pattern, generosity, don't often get angry because of small things, don't get along with yourself, don't get along with others, so the unsatisfactory is not used to yourself, and learning to see everything is mature.
Learn to save a little money.
Qi Ji can't take ten steps in one leap, and he can't drive ten horses, and he can't give up. Accumulation can be exchanged for wealth. Saving money is a habit, and only by saving a small amount of money can you have a lot of money.
Don't spend too far ahead of your budget.
Try not to spend ahead of time, and buy what you need to buy!
Don't stock up on skincare cosmetics.
Don't follow the trend of consumption.
Good shopping list.
Be motivated.
20. Maintain a positive mindset.
Among all things, hope is the most beautiful.
It is said that the sense of security is given by oneself. Actually, a lot of the time it's money that's given.
What do you think?