The first question: the credit report will be hacked. When the debt is overdue, your credit will definitely be affected, because if you go to apply for a housing loan or car loan after it is overdue, you can't handle it, and you can't borrow it if you want to go to the bank again. But if your current debt has overwhelmed you, I tell you that it is useless, and your credit will be blackened sooner or later.
The second problem: there is an impact on the work. When your credit is blacked, it may affect your work, but only you. If it is a public institution or state-owned enterprise, it will have an impact.
The third question: being collected or sued. When your debt is overdue, you will face a problem, a collection problem. Especially nowadays, many online loan platforms, after your debt is overdue, they may not have a grace period, and directly entrust your collection to a third-party collection company, and the collection company will do everything possible to let you pay back the money. It includes a series of violent collections such as blowing up the address book, sending you threatening text messages, and not telling you who I am.
The fourth question: Penalty interest, penalty interest, and liquidated damages after the overdue period of platforms other than the four major banks can be reduced or reduced through legal negotiation. Your interest, penalty interest, and liquidated damages, except for the penalty interest, interest, and liquidated damages incurred by the four major banks after the overdue, are not reduced or reduced, and the other regardless of whether you are an online loan or a bank, as long as the penalty interest, interest, and liquidated damages generated after you are overdue, as long as you are willing to repay, you will be resolved and passed at one timeLegal ConsultationBasically, 100% of it can be reduced.
Question 5: Caught stepping on a sewing machine? This is a question that everyone is very worried about, if you owe so much money, will you be caught stepping on the sewing machine? As long as the loan information you filled in at that time did not falsify the loan maliciously, and did not refuse to execute the judgment of a certain court, you will not, otherwise you will be arrested and step on the sewing machine.
So you don't have to be afraid, the new year of 2024 has begun, you must put down your face, work hard to earn money to repay, and I will walk with you on the way to debt.