In modern financial life, as a convenient lending tool, borrowing provides fast cash support for the majority of users. However, just as every coin has two sides, there are risks associated with the use of borrowing. In order to maintain the stability of the financial market and the health of personal credit, Borrower has set a series of shutdown standards. Today, let's demystify these standards and see what behaviors we must avoid when using them
But there are many netizens who said that it doesn't matter if it's closed, anyway, the amount given is not high, and now many people have used Jinbei on WeChat*** to replace Huabei to borrow, and the amount given is high and convenient. 
We have to understand a basic principle: late repayment is one of the main reasons for the closure of borrowings. Whether you forget the repayment date or are unable to repay due to a broken capital chain, once your account is overdue, the borrower will take immediate action, including penalty interest or direct closure of your borrowing service. Therefore, arranging your own capital flow reasonably and ensuring that you repay on time are the rules that every borrower must keep in mind. Then, frequent applications and high borrowing are also issues to be wary of. If you frequently apply for borrowing in a short period of time, or if the one-time borrowing amount is too high, the system may think that you have serious capital needs, which will trigger a risk control mechanism to review or even close your account. Use borrowing moderately, and plan the amount of borrowing according to your own financial situation and repayment ability, so as to ensure the safety of your account while enjoying convenience. Abnormal changes in personal information may also lead to the termination of the borrowing service. For example, frequently changing the bound mobile phone, email address, etc., or modifying a large number of personal information in a short period of time, may be regarded by the system as a security risk to the account, triggering shutdown measures. Maintaining the stability of personal information not only contributes to the normal operation of borrowing, but also an important part of maintaining personal credit. 
It is worth mentioning that borrowers should also refrain from participating in money laundering or other illegal activities. Financial institutions have been relentless in their crackdown on such acts. Once it is found that the user's account is involved in illegal transactions, not only will the borrowing service be closed immediately, but the user will also face severe punishment under the law. Complying with laws and regulations and using borrowing in a legal way is not only a protection for oneself, but also a respect for others. It should be emphasized that rational consumption and rational borrowing should become the guidelines for every borrower. Over-reliance on borrowing and blind consumption will not only increase their own economic pressure, but also may touch the risk control line of borrowing. Cultivating good financial management habits and planning consumption and borrowing according to one's actual needs and financial ability can make borrowing a help rather than a burden in our lives. Through the above points, it is not difficult for us to find that although borrowing is convenient and fast, it is still necessary to be cautious when using it.