Hi guys! I'm a reader of sunshine.
Recently, after living a lean life, I have found that it is actually quite easy to save money.
Although you can't save a lot of money at once, you can save little by little.
Just like our parents' generation, ordinary rural people, they don't have a lot of money to save, they all rely on saving bit by bit.
After my experience in saving money in the past few years, I have found that with these 4 small habits, you will become richer and richer.
1. Bookkeeping to know the daily consumption.
As the saying goes, "If you don't eat or drink, you won't be poor, and if you can't calculate, you'll be poor."
From ancient times to the present, only by settling accounts clearly, can we better maintain our lives and save money.
I've been keeping accounts for 6 years now, and I've just started paper bookkeeping.
Follow-up mobile phone bookkeeping is convenient, and then I wrote an article and found that there is better bookkeeping software, and now mobile phone bookkeeping.
How much I consume every day, I immediately open the accounting software and record it.
Every time I keep an account, I will think about whether this consumption is reasonable.
Every day when I buy vegetables, fruits, and toys, I will combine the actual value of the purchase and the waste is not wasted.
Hotspot Engine Plan If it's not worth it or wasteful, you can change the way or pay attention to it next time.
For example, the physical store buys children's building block toys for 36 yuan, compared to only 18 yuan online, so the next time the toys can be bought online and save double the money.
2. Income is not equal to wealth.
The Rural Women's Intelligence Group is the most powerful, and every time they talk about their sons and daughters, they say who can make the most money.
Whose daughter has a salary of 6,000 a month, and whose son has a salary of 10,000 a month.
When everyone heard it, their first reaction was that they were really rich!
However, it wasn't until I saved up that I realized that this was not the case, and it also changed my perception in the past.
Because these people with high monthly salaries not only do not have savings, but even go into debt.
So no matter how high your income is, if you don't save money, those wealth are not yours.
3. Review and sort out your financial situation.
Have you noticed that some stores will do inventory at the end of the month?
Because only by reviewing and sorting out the situation of the store can we know the profit and loss of the business.
We also have to review our own finances.
In addition to knowing how much money you spend, how much money you have spent, and whether you have overspend, you can also see the happiness that large consumption brings us.
In addition, you can review and understand your financial situation clearly, and how much you have balance each month, so that you can better plan to save money.
4. Accumulate more wealth through frugality.
In today's era of spending money like flowing water, it is not enough to spend money without frugality, and even overdraft.
Of course, frugality does not mean spending nothing, and trying to be frugal.
It is not through frugality that you become rich.
Frugality is just one of the means of our minimalist life.
The more important thing is to make money.
When your income is constantly increasing, frugality allows you to save more money.
Otherwise, you spend lavishly and want to save more, that's impossible.
For example, I usually go to the vegetable wholesale market to buy vegetables, generally one or two yuan a catty, 4-6 yuan a catty outside, and a catty can produce about 3 yuan. About the Author:
A mother of a second child, do some side hustle to make a little money! Here we continue to share people's growth experience, self-leading dry goods, money-saving skills, financial management, side hustles, etc., pay attention to me and don't get lost!