Recently, a series of poignant news has followed, touching the heartstrings of countless netizens: "28-year-old Princess Fei Fei unfortunately passed away due to cancer", "The online literary world has lost a talented blind book" ......In just one month, such a topic has repeatedly become a hot topic, arousing a wide range of young people's concerns and concerns about health. The 2023 Life Insurance Claims Service Report released by Chinese Life reveals a reality that cannot be ignored: critical illness claims are showing a clear trend of younger age. The detection rate of critical illness among people aged 25 to 45 years has been reported to have increased from 6 per 10,000 in 20133 rose to 12 per 10,000 in 2022.
The phenomenon of the downward age of this disease has aroused the alarm of more and more young people. They began to see commercial insurance as the "last line of defense" against life's risks. Looking at the market dynamics, we can see that young people between the ages of 25 and 40 have gradually become the backbone of insurance purchases, and their health and age are considered key assets to be insured.
As insurance companies raise the threshold for insurance, more and more young people are facing the situation of being denied insurance. It's not just a question of an insurance contract, it's a social phenomenon about how young people can build a safety net for themselves and their families in an ever-changing environment. In these uncertain times, young people's health awareness and risk management skills will undoubtedly become an indispensable part of their lives.