Recently, there is a post that is very popular, called "In 5 years, which of the following is worth and which is not valuable", and I have seen 3 different versions so far, but the general options are almost the same:
1. XX hand of a leading leader**, currently worth 5 million yuan;
2. XX cryptocurrency, currently worth 5 million RMB;
3. XX kg**, with a current value of 5 million RMB;
4. Houses in first-tier xx cities, currently worth 5 million RMB;
I don't know how to choose these four, "Which one is worth the money?" Which one isn't worth the money? ”
If you were given one more option, what would you choose?
5. XX Index**, currently worth 5 million RMB.
So what if you add a precondition: which is less risky?
That is, the relative risk is lower & relatively more investment value, how will everyone choose?
Looking at the elimination method, I will first exclude cryptocurrencies and real estate in first-tier cities, cryptocurrencies are not protected by law in China, and logically I always feel that ** is wrong, I don't understand it, I don't know it, let alone it is illegal;
First-line real estate, if it is just needed, I will not talk about it, but if it is an investment, I will not consider the industry that has just passed the boom cycle and has not been completed for two years, and the cycle is likely not to be completed.
The rest is the xx leader** and the xx index**, if you choose from the dimension of 5 years, the rise of the leader** may exceed the index**, but there is also a certain probability that there will be various risks, and even the risk of a particularly large adjustment is not excluded;
Relatively speaking, the index ** in the direction of certainty, is much higher than **, the risk will naturally be smaller, although the potential rate of return is also less, but for ordinary investors, the expected return with controllable risk should be more important than the expected return with huge risk exposure, right?
So, if I had to choose, I would choose the index**! I think that in 5 years, the xx index** worth 5 million will be relatively safer, and there is a high probability that it will bring some potential gains.
Of course, this is just a topic post, and I didn't say anything specific about it, and I didn't say which index, and this comparison is not rigorous; And I don't think I can see things outside of 5 years, and it's not easy to have a sense of things within 3 years.
Times are changing too fast.
It's not just the times that change too fast, the market changes even faster.
Today (2024.)03.05) The Shanghai Composite Index closed up 028% and closed at 3047At 79 points, the GEM index closed down 006% to close at 183366 points, the trading volume of the three cities was 1,075.5 billion;
932 in the two cities***4345***Hang Seng Index**261%（wind，2024.03.05）。
Judging from the specific situation, the main force supporting the Shanghai Composite Index to close higher came from the Shanghai Composite 50 closing up 115%, CSI 300 closed up 070%, intraday, several CSI 300 ETFs also showed significant volume;
The CSI 500 and CSI 2000 have all seen a certain degree of adjustment, and wind micro-cap stocks are even more than 307%（wind，2024.03.05）；
On the whole, the sentiment of the market is not high, and in the short term, the market does not rule out a daily level adjustment.
From the actual situation, the short-term market concerns may mainly come from two aspects, one is the emotional impact of the non-market, and the other is the profit market after the quick repair wants to swing operation.
For non-market factors, we still ignore it, and there is no need to pay too much attention to it.
I don't have an answer either, but this time, they don't necessarily get what they want, the logic and trend of many things have changed, and it's important to go with the flow.
Of course, the short-term ups and downs of the market are not too much to worry about in the long term for our medium and long-term investment portfolio
1. Layout in a medium and long-term bottom area;
2. Choose the direction and variety of layout, we focus on technology, medicine and medical care, basic consumption, and Hong Kong stocks;
3. Make sure that you have spare money to invest and will not be passively out of the game because you are in a hurry to use your money.
4. Leave the rest to time, and then have a healthy body, and strive to live as long as Warren Buffett, or even longer.
In terms of sub-indexes, the performance of dividend low wave, CSI Coal, CSI Bank, and CSI Military Industry is more prominent today, while other directions are generally weak.
Let's talk about these today, what assets are more valuable in 5 years, this can only be seen when the time comes, but the capital market, this should be an allocation asset to be considered.
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