In modern society, credit has become a part of our lives. Alipay's sesame score is such an important tool to measure the user's personal credit. So, what exactly is sesame powder used for? What are the benefits of a high score? Today, let's explore the mystery of sesame seeds and increase the knowledge of credit!
Let's talk about what sesame seeds are. It is a personal credit scoring system launched by Ant Financial, a subsidiary of Alibaba Group. Evaluate a person's credit status by analyzing the user's transaction history, social network behavior, financial status and other data. This score range is usually between 350-950 points, with higher scores representing better credit ratings.
But many netizens said that it doesn't matter if it's closed, anyway, the amount given is not high, and now many people are using the gold on WeChatCow flowersCome instead of borrowing Huabei, the amount given is high and convenient, if you have a small partner who knows or has already opened it, leave it for comment, let everyone open it.
Sesame is getting a lot of attention because it does bring some practical benefits. Imagine that when you want to rent, the landlord may ask to see your sesame points, and a high score may give you no deposit or more discounts; When applying for application funds, banks and financial institutions will also refer to your sesame points to decide whether to lend and how much funds you can apply for, and a high sesame score will undoubtedly increase your likelihood of approval.
Not only that, but sesame seeds can also play a role in daily life. For example, when using a shared bicycle, high-scoring users may enjoy the convenience of riding without a deposit; When shopping online, some merchants will provide additional discounts or high-quality services for high-credit users; Even when looking for a job, some companies will use sesame points as one of the reference bases to judge the integrity of job seekers.
Sesame points may also affect your social credit. With the establishment and improvement of China's social credit system, high sesame points may bring you more convenience in the field of public services, such as visa processing, entry and exit procedures, etc.
Of course, having a high sesame score doesn't mean unlimited convenience, it's more of a positive feedback on your past behavior. If you have poor spending habits, late payments, or even fraud, Sesame points will be lowered accordingly, which will also have a negative impact on your credit image.
Sesame points are like a mirror that reflects your credit image. In the digital era, maintaining a good credit record can not only allow you to enjoy real convenience in life, but also establish a good personal brand in this era when credit is king. So, cherish your every transaction and commitment, and let Sesame Shares be a strong proof of your credit!
Through the above introduction, I believe you have a deeper understanding of sesame points. It is not only a credit score, but also an indispensable "credit report" in our digital society. So, let's work together to improve our sesame score and enjoy the convenience of credit!