RRR cut refers to the central bank's reduction of the deposit reserve ratio of financial institutions, which is a loose monetary and banking policy, which will increase the liquidity in the society, and then promote the following sectors
1. Good for the real estate sector
The central bank's RRR cut will improve the bank's loanable funds, and then increase the scale of credit and improve the amount of money and silver, which is conducive to real estate enterprises to bank financing, and then promote real estate development.
2. Good for the financial sector
For the banking sector, the RRR cut will help to alleviate the cost of bank liabilities, and for the brokerage sector, the RRR cut will make more funds flow to the ** shopping mall, and the funds in the ** account will be added, which will indirectly affect the rise of the brokerage sector.
3. Good for the consumer sector
The RRR cut will increase the liquidity in the society, which will increase the consumption money in disguise, and then affect the consumption industry, for example, the wine and retail sectors.
Of course, the RRR cut will have a certain impact on these sectors in the short term, and its long-term trend must be considered in combination with other factors in the market, such as the performance of the first class.
It should be noted that interest rate cuts and RRR cuts are loose monetary policies, but they are different, during which the RRR cut can release the margin of commercial banks in the central bank, increase the supply of funds in the shopping mall, and help affect the production process. The interest rate cut does not increase the amount of funds in the mall, but it can change the direction of the funds.
For example, if the deposit reserve ratio is 10%, it means that for every 10 million yuan of deposits absorbed by financial institutions, they must deposit 1 million yuan of deposit reserves with the central bank, and the funds used to issue loans are 9 million yuan, and if they are lowered by 1 percentage point, that is, the deposit reserve ratio is 9%, it means that financial institutions must deposit 900,000 yuan of deposit reserves with the central bank for every 10 million yuan of deposits absorbed, and the funds used to issue loans are 9.1 million yuan; The interest rate cut will lead to a decrease in the bank's deposit interest rate, which will reduce the depositors' willingness to deposit, add investment and consumption volunteers, and together, the borrowing interest rate will fall, and the depositors' borrowing costs from the bank will be reduced, and the borrowing willingness will be enhanced, and then the liquidity in the society will be added.
The above is about the impact of the RRR cut on the first grade, which sectors are good? "Common sense.