Liu Run, a famous financial writer, once profoundly pointed out: "An individual's understanding and cognition of money will imperceptibly shape their choices, and ultimately shape their destiny." ”
Earning wealth is never easy, and how to use it wisely is a profound lesson in life. In the general social concept, people often believe that money comes from the accumulation of small bits, and uphold the concept that "the more restrained the consumption, the more abundant the savings".
However, reality reveals another layer of truth:
Although frugality is a virtue, it is not the whole story of money management, and it is only by investing money precisely where it is worth it that the quality of life can be improved. Behind the consumption behavior, it is precisely the reflection of a person's wisdom and broad-mindedness.
In particular, there are four types of expenses that we should be brave and willing to invest in, as they tend to increase rather than deplete wealth.
These four types of expenditure are the key to the more willing to spend, the more abundant the wealth accumulation may be.
Willing to spend money for parents:
The healthier the parents, the more blessed the family
In the ancient wisdom book "The Book of Filial Piety", there is a saying: "Between heaven and earth, human nature is the most noble to man; And in the code of conduct, there is no more filial piety. "Gratitude and love for parents are the most basic moral cultivation for children; And filial piety to one's parents is the foundation of a person's foothold in the world and his life.
Especially when parents are entering old age and the economy is gradually decreasing, as children, they should be generous and invest in their parents to ensure their quality of life in their later years.
Healthy parents and a comfortable life are undoubtedly the deepest and most precious well-being of every family. Take Aunt Liu, who is next door, for example, although she is over sixty years old, she is still tough and energetic, which is amazing. In a conversation about health, Aunt Liu said with emotion that her good health is due to the careful care of her son Dawei.
Dawei is well aware of the importance of the health of the elderly, so he spends no time every year and insists on arranging a comprehensive medical examination for his mother. During last year's physical examination, Aunt Liu was accidentally found to have a tumor in her body, which made the whole family nervous. Fortunately, the doctor told them that since the tumor was detected in time and the tumor was benign, they only needed to take the medication on time and maintain an optimistic attitude, and the condition was fine.
Hearing this, the stone in Dawei's heart was considered to have landed, he not only equipped his mother with the best drug program, but also always accompanied Aunt Liu, carefully cared for, and took care of everything. At the same time, considering that Aunt Liu loves painting and likes to visit art exhibitions, Dawei specially funded to sign up for painting training classes for his mother and accompanied her to participate in various art exhibitions, aiming to let her mother soothe her mood and enjoy the joy of life under the influence of art.
After less than a year, Aunt Liu's physical condition has been completely **, and the home is filled with joy and laughter again. Money, in this context, seems to become a mirror, reflecting the filial piety and love that is deeply contained in the children.
Regardless of one's financial situation, honoring one's parents is not a place to spare. On the occasion of the festive season, be sure to prepare a red envelope for your parents, although the amount is large and small, but the affection contained in it is extremely precious;
It is important to guide parents to have a comprehensive medical check-up every year to ensure their good health, because the health of parents is the greatest source of family well-being;
If you have a well-off family, you may wish to accompany your parents on trips from time to time, so that they can appreciate the magnificent scenery and beauty of life in the world and enrich their life experience.
If the conditions are limited, you should go home often, share a home-cooked meal with your parents, or walk through the streets and alleys hand in hand, these seemingly small actions are enough to fill your parents' hearts with joy and a long aftertaste.
As your parents grow old as the years go by, please always remember the importance of filial piety in a timely manner.
Only when parents are happy and the elderly are supported, can the family be filled with a harmonious and warm atmosphere, and then present a beautiful scene of vitality and prosperity.
Willing to spend money for children:
The better the children, the more prosperous the family
I once heard a profound philosophical saying: "The true value of a family is not measured by the richness of its wealth, but by how each generation members do their best to help the next generation to climb higher levels of life and spirituality." ”
As a parent, investing wisely in your child's education is undoubtedly a sign of foresight.
The higher your children's future achievements, the broader their life path will be, and the more profound the family's well-being will be.
Dating back to the late Qing Dynasty, Zeng Guofan, who went down in history, although he was known for his diligence and thrift and strict self-discipline throughout his life, he showed an extremely generous side in educating his children. Zeng Guofan spared no expense to collect all kinds of classics, including the Four Books and Five Classics of Confucianism, extending to the hundred schools of thought, covering the artistic edification of poetry and songs, and even the vast field of astronomy and geography, building a treasure house of knowledge for children.
Whenever children encounter problems or troubles in the process of reading and seeking knowledge, Zeng Guofan always guides them carefully, patiently answers questions, and leads them into the palace of deep thinking.
Once, in order to buy an extremely precious ancient book to enrich his children's learning resources, he did not hesitate to sell his cherished collection, which is an exemplary selfless dedication to children's education.
He believes that wealth can be accumulated through hard work, but wisdom is the most precious treasure in a family lineage.
Under the influence and rigorous teaching of Zeng Guofan, his children not only excelled in academic attainments, but also reached outstanding heights in moral character and personality cultivation, and became the mainstay of society.
The reason why the Zeng family has been able to survive for several generations and emerge in an endless stream is inseparable from Zeng Guofan's great attention to education and his willingness to invest in children's education.
To raise an outstanding child, investment in education is undoubtedly an indispensable key link.
For children's reading education, we should not be stingy with investment, whether it is philosophical classics, or fascinating poetry, or insight into the history of the biographies, all kinds of books should encourage children to dabble, which will have a profound impact on their lives;
In the same way, the funds to broaden their horizons should not be overlooked, as much as possible to take children out of the house, to explore the vastness of the world, whether it is the magnificent mountains and rivers in the distance or the folk customs around them, so that children can learn valuable knowledge and experience, as the old adage says: "Even if life is difficult, we should not be stingy in education, even if life is hard, we must not let children suffer." ”
Educating excellent children is the most important mission of every parent.
Helping children move towards a brighter future is fundamental to the prosperity of a family.
Therefore, there should be no hesitation in investing in education. Remember: every effort you put into your children's education is paving a solid path for their future.
Willing to spend money for a lover:
The more loving the husband and wife, the richer their lives
In the vast world, two people who can meet and cherish each other and conclude a relationship, just as the fable of "Zengguang Xianwen": "One day of getting married, you have condensed the deep marriage of a hundred generations; The fate of thousands of reincarnations has been cultivated to be able to help each other in the same boat and spend time with the pillow. ”
Such a fate is precious, carrying a deep fateful bond.
However, marriage is not only a romantic encounter and vows, but also a lasting journey of mutual sharpening and growth. No matter how affectionate a partner is, they need to be understanding and tolerant to nurture this hard-won emotional bond.
For couples, the adjustment and handling of money outlook is an unavoidable issue in life. Just as the literary master Sanmao has a deep insight: "If marriage cannot be down-to-earth, it is reflected in the subtleties of daily life such as dressing, eating, and financial management, it may be difficult to maintain long-term harmony and stability." ”
After entering the palace of marriage, it is of course the wisdom of life to be careful in planning, but it is also important to find a balance between giving and giving, learn to be generous to each other, and let love be sublimated in the blend of material and spiritual.
Liang Sicheng and Lin Huiyin are a couple, their married life is like a beautiful symphony, which is desirable.
As an outstanding architect, Liang Sicheng has built a solid family foundation with his rigorous scientific spirit; Lin Huiyin, on the other hand, with his brilliant brushstrokes and equally outstanding architectural talents, added a strong artistic touch to the family.
They met and fell in love in their youth at Tsinghua University, and their shared interests and ideals connected their hearts tightly, and together they wrote a touching and profound love legend in the history of modern Chinese culture.
In his early years of studying abroad, Liang Sicheng adhered to the spirit of thrift and self-denial, and sent all the saved money back to China to ensure that Lin Huiyin had sufficient funds to maintain his daily life and satisfy his thirst for knowledge and buy necessary books. The small but affectionate remittance slips are like an invisible emotional bond, tightly maintaining the spiritual communication between the two of them across the ocean.
Subsequently, Liang Sicheng returned to China after completing his studies, and taught at Southwest Associated University in the fiery years, although the income was not rich, he always adhered to his academic position.
Lin Huiyin responded to this affectionate friendship with her selfless dedication, and she resolutely sold some of her clothes and jewelry to raise funds to support Liang Sicheng's in-depth research in the field of architecture. When Liang Sicheng was accidentally injured while inspecting ancient buildings and urgently needed a huge amount of medical expenses, Lin Huiyin did not hesitate to spend all his savings, and did not hesitate to borrow, just so that Liang Sicheng could get a timely and effective **.
In this mutual dedication and deep understanding, their relationship has become deeper and deeper, and their marriage has become stronger and more satisfying.
A high-quality marriage relationship is not only reflected in the willingness to give generously to each other, but also in the wordless understanding and love. Remember each other's birthdays and carefully choose a unique gift that can be a surprise in life, no matter how valuable it is; Insight into each other's difficulties, timely financial support, and face the ups and downs of life together, such a marriage will undoubtedly be full of warmth and happiness.
The way to get along with husband and wife is to know how to give and spend wisely, so that the other party can feel joy at the same time, and they can also gain inner peace and satisfaction. In this way, every day of life will become more and more abundant, and the days will become richer and sweeter.
Willing to spend money for yourself:
Investing in yourself is the greatest vision in life
Warren Buffett once insightfully said, "There is no wiser and rewarding investment in the world than to invest in yourself." ”
In this ever-changing world, relying on external objects is as easy to fall as mountains, hoping for others as if the years will eventually pass, and after the world has come to realize, only the self is the eternal source of reliance and strength.
Only by unswervingly devoting ourselves to our own learning and growth can we achieve cognitive innovation and sublimate the quality and connotation of life.
The courage and willingness to invest resources for oneself and harness wealth as a master is undoubtedly the most forward-looking wisdom that an individual can show.
The best example of this concept has to be mentioned by the writer Yu Xiuhua. Although she was born with severe cerebral palsy due to lack of oxygen, limited physical activity and impaired speech, she never bowed to fate, but chose to broaden her horizons and enrich her inner world through reading.
Yu Xiuhua cherishes every bit of accumulation and invests all of it in the purchase of various books and literary periodicals, this firm investment in self-education and improvement is undoubtedly a vivid interpretation of Warren Buffett's investment philosophy.
No matter how busy life is, Yu Xiuhua always adheres to the daily reading time and carefully records the reading insights that touch the heart. This perseverance is like a beacon that illuminates her innermost desire to create.
As time passed, this desire became more and more intense, and Yu Xiuhua decided to turn her emotions and thoughts into poems and start her own journey of poetry creation.
To do this, she spared no expense in purchasing a computer, and although the movements of her fingers were slightly clumsy, it did not prevent her from weaving lines and lines of poetic and beautiful characters on the keyboard.
Not only that, Yu Xiuhua also actively participates in various literary lectures and seminars, listening to and learning from the valuable experience of other writers with sincere enthusiasm, and delving into the mysteries of creation with them. Such dedication has undoubtedly laid a solid foundation for her creative path.
Extensive and in-depth reading, as well as continuous learning and accumulation, make Yu Xiuhua's life experience more rich and colorful, and give her creation a unique charm.
His works such as "The Rickety World" and "Moonlight Falls on the Left Hand" have won enthusiastic responses in the market and have become hot literary masterpieces.
Through Yu Xiuhua's life story, we deeply understand that knowing how to invest in yourself, whether spiritual or material, is the key to broadening the boundaries of life and creating infinite possibilities.
On the stage of life, invest in personal interests, and life can be colorful, which is the highest praise of life; Investing in the ocean of knowledge and unswervingly reading and learning is the golden key to unlocking a better life.
Stepping into the second half of life, focusing on ourselves and investing in ourselves, we can live a wonderful chapter of life without fear of the passage of time.
Xi Murong once profoundly elaborated: "It is true that money is undoubtedly a thing of great practical value, but whether it can really bring you happiness depends on whether you can have a contented attitude towards it and make it function properly in your life." ”
A person's perception and handling of money reflects his inner wisdom and broad-mindedness. How to use money wisely and rationally, not only to save frugally, but also to consume at the right time, so as to maximize the excavation and realization of its due value, this is the art of truly knowing how to manage life.
Here, we sincerely invite you to light up the "attention", and hope that in the years to come, your pocket will be full of wealth, and every expense will be rational and appropriate, so that life will unfold slowly like an ideal picture, beautiful and fulfilling.