In the blink of an eye, in 2024, when it comes to the topic of civil servant pensions, we have discussed it many times, and we want to talk about the ten-year retirement transition period that is about to end! Now everyone is very concerned about whether civil servants can get the same salary as private enterprises, but some people are worried about whether their pensions will be lost.
Eh, let me tell you the big news, from October 2024, we civil servants will be able to retire and live a comfortable old age! This is all thanks to the pension insurance This benefit is made up of basic pension and occupational annuity, of which the basic pension also has three parts: basic pension, personal account pension and transitional pension. Want to know how much pension you can get?
First of all, you have to pay attention to the pension calculation base of that year, and then look at your average contribution index and how long you have paid the money
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This uncle has worked for more than ten years, and the pension insurance stall is not low 16。If you follow our Shandong algorithm, you can get about 4,000 yuan per month! But don't worry, take a look at what you have in your account and see when you can enjoy it.
For example, if the uncle can retire in October next year, then he must have at least enough money in his account. In this way, the monthly pension will be 720 yuan more than the original!
Dude, calm down, tell me how long you paid your social security benefits and how much did you spend? After the calculation, you can get a transitional pension of 4867 yuan! Let's talk about what is called the occupational annuity. This thing is slightly more than your personal account pension, but it also has to pay a little more, which is about 1 of your latter5 times.
The pension that the average person gets is about 1 of the pension in the personal account2 to 14 times, then let's treat it as 13 times. In this way, you can get an additional 936 yuan of occupational annuity every month!
I'm going to tell you something. One of our colleagues here is about to get a pension of more than 10,000 yuan! It looks like a surprise, but don't worry, the protection policy remains unchanged, and other benefits are not affected
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The experts are quite clear, right? We have to save money for the elderly, and the money is enough to spend when we are old;
After working for a long time, the salary will naturally rise. After almost the change is completed as before, it is more trouble-free, everyone pays the same pension, and the treatment they enjoy is also uniform, unlike in the past, they would deliberately reduce the pension of state-owned enterprises or civil servants.
Remember! Counting endowment insurance is to multiply the benchmark number of basic endowment insurance by the average index of the money we have handed in, and then add the insurance period, which is super simple!
However, remember to add it when you retire if you have a balance in your account. If you mention occupational pensions, it is a little complicated, as long as you add the amount of personal account and the cumulative ratio, you can immediately know how much money you will receive
The social security has been upgraded, and we have paid significantly more money, but the benefits are not reduced! Isn't this about making everyone more equal? Otherwise, when you get old, who can be sure whether you can get a pension?