Civil servants will retire in 2024 and 2025, how to choose a higher pension?

Mondo Finance Updated on 2024-02-24

As a civil servant, which is the higher treatment of retirement pension in 2024 or retirement pension in 2025? How do we choose? 2024 is a very special year, because this is the last year of the transition period in government institutions and institutions, and September in 2024 is the last month, so from October 2024, it is the calculation method of the new methods for new people in government institutions and institutions.

Obviously, this will indeed have a certain impact on the personnel of government agencies and institutions, because the calculation method has changed. Let's think about it, during the transition period of everyone, that is, from October 2014 to September 2024, the calculation method of the pension during the 10 years adopts the principle of combining the new method and the old method to make up for the low, so it can be said that some people, the pension calculated by the old method may be higher, so it will indeed have a certain impact on him personally after changing to the new method.

But we are in the transition period, there is a part of the transitional compensation pension, he is to make up for the difference between the old and new methods, according to your different retirement time, the proportion and standard of compensation is also different, for example, suppose you are retired in 2014, the compensation ratio is 10%, if you retire in 2015, the compensation ratio is 20%, and the corresponding compensation ratio will increase by 10% every year back, and so on. Until the last year of 2024, the compensation standard will reach 100%, and with such a compensation pension, it can make up for the gap between the old and new pension treatments.

After October 2024, after the end of the transition period in government institutions and institutions, there will be no transitional compensation pension, so the calculation standard of the new method will be used to determine and calculate the pension, in fact, in principle, although the calculation method has changed, but there will be no change in the treatment of the pension in hand, it can be said that some people can also increase their pension. Because, in addition to the social security retirement pension, there is also a part of the occupational pension as a supplementary pension, since October 2014, the supplementary pension treatment has been established. Then he also means that he can get an extra amount of income, and the level of treatment he gets varies according to the different conditions of each person's insurance, but at least it is about one or two thousand yuan.

In fact, through the above analysis, it is not difficult to see that whether you choose to retire before September 2024, or choose to retire after October 2024, in principle, it will not affect the treatment of your pension. Of course, if you want to get a higher retirement pension treatment, in fact, I personally suggest that there is a year short, then we work for one more year, and the corresponding payment period will be longer, and the pension treatment may be higher, plus the total salary you enjoy for one more year will be more.

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