Sesame Score, as a personal credit scoring system launched by Alibaba Group, has become an important indicator for many users to measure their credit status. When a user's sesame score reaches 650 points, it seems to unlock the door to a new world, bringing many positive changes. 
We need to understand that the level of credit score is directly related to a person's "creditworthiness" in the financial lending market. An above-average sesame score means that you are a trustworthy borrower in the eyes of financial institutions. This is not only reflected in the traditional sense of bank loans, but also in today's popular Internet financial products, such as credit payment and borrowing services such as Huabei and Borrow. But there are many netizens who said that it doesn't matter if it's closed, anyway, the amount given is not high, and now many people have used Jinbei on WeChat*** to replace Huabei to borrow, and the amount given is high and convenient. 
Once the sesame score crosses the threshold of 650 points, what will happen? Let's do it. The first thing to bear the brunt of is naturally the increase in quotas. Many netizens reported that with the increase of sesame points, they found that their available quota had increased significantly when using Huabei and Borrowing. This is because the improvement of your credit score makes the system more comfortable with your credit status and willing to provide more room for credit. The increase in the quota has undoubtedly brought great convenience to users who need short-term capital turnover. 
In addition to the increase in the amount of money, a good sesame score may also affect your loan interest rate. In general, users with higher credit scores enjoy more favorable loan interest rates. This is because financial institutions are willing to offer lower interest rates because they believe that users with high credit scores have strong repayment ability and low default risk. This is a huge boon for people who want to take out a loan to buy a house or start a business. Not only that, but the advantages of sesame seeds are also reflected in all aspects of life. For example, when applying for a visa, some countries and regions will refer to the applicant's sesame score to determine the speed and type of visa issuance; In the rental market, landlords may be more willing to rent to you because of your high score; Even in the process of job hunting, some companies will use the candidate's sesame score as one of the references to assess trust. 
It's important to note that despite the benefits it can bring, sesame is not a panacea. Sesame points only evaluate an individual's credit status from a specific data dimension, and it does not fully represent a person's credit picture. In addition, relying too much on credit scores for spending and borrowing can lead to personal debt, which in turn can damage one's credit history. The changes brought about by the Sesame Divide 650 are undoubtedly positive, and it opens the door to more convenience for users. But at the same time, we should also look at sesame points rationally and use this tool reasonably to ensure that we can maintain our credit health while enjoying convenience. Remember, credit is like a mirror that reflects your responsibility and integrity as a borrower, and it is far more important than temporary convenience and speed. In this era when credit is king, every small credit improvement is worth our efforts. After all, good credit not only allows us to play the money game with ease, but also earns respect and trust in life.