Why do most families need to prepare for "frugal living" in 2024? Analysis of 3 real-world reasons
With the continuous development of society and the continuous progress of science and technology, people's lives seem to be getting better and better, but the gap between the rich and the poor is getting wider and wider, wealth is still concentrated in the hands of a few people, and most people do not feel the convenience of life.
Both the external social environment and the internal demographics have changed dramatically. For ordinary people, there are fewer and fewer opportunities to create wealth, and society is becoming more and more professional.
From 2024 onwards, most people will have to prepare to cope with a stressful life. This is not alarmist, but well-founded. Three of these reasons are particularly realistic and deserve to be taken seriously by everyone.
*Go on**.
Prices continue to be one of the obvious reasons why our lives are becoming more and more constrained. Data shows that since 2020, the cost of living of urban residents in China has continued to be the first, with an increase of 28% over the previous year in 2021. The wage level of daily necessities has not increased correspondingly, and even declined, which directly leads to the increasingly poor life of the people.
From a macroeconomic point of view, ** and wage levels are mutually influential. When a company sells goods, the ** of the goods is related to the company's income and profits, while wages are the labor costs that the company pays to its workers. Due to the impact of the epidemic, the company's profits have been affected in the past two years, so they chose to raise the standard and reduce labor costs, which directly reduced people's purchasing power and led to a recession.
This is the invisible means of market regulation at work. Ideally, the market economy is self-regulating, and both inflation and deflation are normal economic fluctuations. However, reality is always uncertain, and when the market economy is chaotic, political intervention is all the more necessary. Recently introduced"Ten articles of the new country"The policy is a new measure to regulate and control the economy, hoping to reverse the current situation.
Prices**. If prices increase people's cost of living, then house prices reduce the value of their assets.
For those who are paying off their mortgages, the news of house prices** is undoubtedly adding to the woe. After all, your house is as big as someone else's, but you're going to have to pay more. This undoubtedly increases your cost of living.
In addition, due to the very prosperous property market at that time, many people bought properties for speculation. Now, housing prices** have a direct impact on the investment of this part of the population.
It should be noted that if real estate **continues**, many speculators may be pressured to borrow large loans. This is an issue that cannot be ignored.
Winter work. With tight pockets and unstable income, how can you live a comfortable life? Fresh graduates in the past two years have a deep understanding of this. At present, the employment situation in China is extremely grim, and it can be said that it has entered a cold winter period.
Due to the impact of masks, the operation of many companies has been severely affected and even on the verge of closure. As corporate demand decreases, the job search path for graduates has also become more difficult.
Many graduates are struggling to find job opportunities, and some are even at risk of having their job offer cancelled after they have been offered. The data shows that the employment rate for 2022 graduates is only 64%, and this figure could be even worse if the opinion of experts is taken into account.
In"Employment winter"In this context, many graduates choose to change their job search strategies and begin to apply for universities and civil servants, which has led to a significant increase in the number of applicants for civil servants and university positions, and the competition has become more intense.
People who work in the labor market are also at risk of being laid off or having their salaries cut. With the poor management of businesses and the increase in the number of unemployed, more and more people have less and less money in their hands and have to start living"Tight days"。
Flatly.