Every child is regarded as a treasure of the family, and parents often choose to take out accident insurance for their children in order to provide them with more comprehensive protection.
In this context, Ping An Little Naughty Boy No. 5 Accident Insurance, an insurance product tailored for children, has attracted the attention of parents.
So, what exactly does this product cover? Is the premium standard close to the general public?
Let's take a closer look at it.
Little Naughty Boy No. 5 Accident InsuranceWhat do you think?
Little Naughty Boy No. 5 Accident InsuranceWhat about the premium?
Daddy concluded
OneLittle Naughty Boy No. 5 Accident InsuranceWhat do you think?
Ping An Little Naughty Boy No. 5 Accident Insurance, an insurance product specially designed for children, aims to provide parents with peace of mind and comprehensive protection for children.
The product is carefully designed with three insurance plans: Basic, Classic and Premium to suit the needs and budgets of different families.
Accidental injury
Ping An Little Naughty Boy No. 5 Accident Insurance is very comprehensive in terms of accidental injury protection, covering two core areas: accidental death and accidental disability.
The premium version provides up to 500,000 accidental death insurance and 1 million accidental disability insurance to escort the safety of children.
Regardless of the version, families are provided with timely financial assistance and medical cost support at critical times, ensuring that children receive the best** and care.
Accidental medical treatment
In addition to accident protection, Ping An Little Naughty Boy No. 5 Accident Insurance also pays special attention to the medical needs of children.
Whether it is an accidental hospitalization or outpatient**, whether it is an accidental medical event caused by burns or accidental ingestion of a foreign body, you can get comprehensive coverage.
Moreover, the reimbursement is broad and flexible, with no restrictions on social security, even in private hospitals.
Of course, each benefit item has a certain limit on the sum insured, but the basic version of the accidental medical insurance limit caused by accidental ingestion of foreign objects is as high as 080,000 yuan, which provides sufficient protection space for children's small accidents.
It is worth mentioning that Ping An Little Naughty Boy No. 5 Accident Insurance also provides an optional liability of accidental hospitalization allowance.
Parents can choose to add this benefit to their children according to their actual needs.
Regardless of which version is chosen, the allowance amount is up to 18,000 yuan to provide additional financial support for the child during the hospitalization.
3. Other guarantees
The coverage of Ping An Little Naughty Boy No. 5 Accident Insurance is much more than that.
It also provides special coverage for aviation accidents and vaccinations for children.
In terms of aviation accidents, the premium version has an insurance coverage of up to 1 million, providing a solid air safety barrier for children.
In terms of vaccination accidents, the premium version of the insurance amount has also reached 200,000 to ensure the safety of children during the vaccination process.
In addition, the product also provides a series of value-added services, such as children's outpatient green pass, family doctors, etc., so that children can get timely and professional help when they encounter health problems.
IILittle Naughty Boy No. 5 Accident InsuranceWhat about the premium?
Ping An Little Naughty Boy No. 5 Accident Insurance, as an accident insurance product designed for children, is naturally one of the focuses of parents' attention.
So, what exactly is the premium for this product? Is it close to the people?
After understanding, we can find that the premium of Ping An Little Urchin No. 5 Accident Insurance is actually very affordable.
If the parent only chooses the basic liability for insurance, then the premium of the basic version is only 68 yuan per year.
And this 68 yuan can bring hundreds of thousands of yuan of comprehensive protection to the child, which can be said to be very cost-effective.
If parents want to provide more comprehensive protection for their children, they can choose a combination of basic liability + optional liability to apply for insurance.
In this case, the premium of the basic version is only 94 yuan per year.
Compared to the comprehensive coverage provided, this level of premium is undoubtedly very cost-effective.
Of course, if parents want to provide a higher amount of protection for their children, then they can choose the premium version to insure.
The premium version of the premium version is only 205 yuan per year, which can bring millions of yuan of protection to the child.
Such a ratio between premium and coverage is undoubtedly very attractive.
3. Daddy's summary
Overall, Ping An Little Naughty Boy No. 5 Accident Insurance is a very good children's accident insurance product.
It offers comprehensive coverage, affordable premiums, and additional features and value-added services.
Whether you're looking for basic coverage or a higher amount of coverage, you'll find the right solution in this plan.