Can I still invest in dividends?

Mondo Finance Updated on 2024-03-01

When we talk about bonuses, what exactly are we talking about?

Dividends are a long-term strategy with a high historical win rate and low historical volatility.

As a result, in 2023, when the market is hot and sporadic and the market sentiment is declining all the way in early 2024, the high dividend and low volatility of dividend assets seem to have become a rare market focus. When assets pay more attention to resistance to decline, the rise of dividends becomes inevitable.

How do dividend assets get out of independence**?

Contrary to the rapid rise and fall of growth sectors, dividend assets tend to perform relatively independently of the market-wide index.

From the perspective of historical experience, the bull market capital sentiment is high, growth stocks are fast, and although the dividend strategy can also be synchronized, the magnitude will not be very large. In the process of the market, the dividend strategy has a low valuation and stable and high dividend protection, which can often go against the trend. The market performance in the last 1 year also confirms this statement.

Dividend index in the market in 2023**.

Data**: wind, time start and end 2023 1 1-2024 2 28

The ability of dividend assets to be independent** is related to the quality of listed companies in the index.

Listed companies that can carry out high dividends tend to operate more steadily, and their earning ability is not necessarily the strongest, but they have long-term profits and stable cash flow, and the probability of financial fraud is relatively low.

Such companies are often large-capitalization central state-owned enterprise banks, etc., which are giants in mature industries, with less development pressure and a flat profit curve, and the company does not need to do a lot of expansion or foreign investment to develop business, or even "lie down to make money". Most of the investment value of these companies lies in stability.

These listed companies share in the company's annual profits through dividends. There is a figurative analogy that is a high-dividend asset, which is equivalent to, we buy a chicken and it keeps laying eggs (dividends) for us.

From a long-term perspective, it is very necessary to allocate some bonus assets in the portfolio as a bottom position.

Are dividend assets undervalued assets?

Regarding the dividend yield of dividend assets, there is such a dismantling formula.

Dividend Yield = Dividend Distribution Ratio P/E Ratio.

If a company has a relatively high dividend yield, then the price-earnings ratio as the denominator should not be very high, which means that the company's valuation is likely to be relatively low. It can be said that dividend assets are a part of high-quality low-valuation assets.

But if we only talk about "low valuations", the two do not coincide exactly. There are two possibilities for companies with low valuations, perhaps it is already yesterday's yellow flower, the company's business prospects are worrying, and the authenticity of profits in financial statements is also to be examined; Perhaps it is indeed a potential stock, and the company is briefly killed by mistake, and then there may be a "Davis double-tap".

It can be said that a low valuation is not necessarily a high dividend, but a high dividend is likely to be undervalued. Choosing dividend assets to invest in can avoid the emergence of "valuation traps" to a greater extent.

Will the dividend strategy become the next micro-cap stock?

In the market in the past two years, the money-making effect of the dividend strategy has been significant, and the track has begun to be crowded.

Just like the inevitable chain reaction of dominoes, with the further increase in the drawdown of micro-cap stocks and theme stocks, the excess of dividends has gradually become prominent, and structural opportunities have accelerated to concentrate on dividends.

After the big wave of micro-cap stocks "one wins, one loses", the controversy about dividend assets continues to ferment.

Unlike micro-cap stocks, the constituents of the dividend strategy are dominated by large-cap leading companies, which are fundamentally not as stable as small-cap micro-cap stocks.

In terms of earnings**, most of the earnings of micro-cap stocks come from trading, while the gains of dividend stocks come from the improvement of corporate earnings and valuations.

In addition, most of the constituent stocks of the dividend strategy are at low valuations, and the space for ** is relatively limited, and the probability of drastic ** is not large.

Finally, when it comes to the original intention of investment, why invest in dividend assets? From the underlying logic, this kind of asset is long-term and value-oriented, and is suitable as the bottom position of portfolio allocation, and is not the investment target preferred by speculators.

If the expectation is to contribute to excess returns in the long term, then the short-term ups and downs can be slightly more blunt.

Since the dividend strategy is characterized by "buying low and selling high", investors in dividend assets can also use this as a standard in terms of investment logic: buy on dips, not chase high.

These**, you can also invest in dividends

Hong Kong State-owned Enterprise ETF (159519).

Tracks the CSI Hong Kong Mainland State-Owned Enterprises Index.

Data**: wind

Coal ETF (515220).

Connection Class A: 008279 Connection Class C: 008280

Tracks the CSI Coal Index.

Data**: wind

Home Appliance ETF (159996).

Join Class A: 008713 Join Class C: 008714

Tracking the CSI All-Index Household Appliances Index.

Data**: wind

Risk Warning. Views are for informational purposes only and do not constitute investment advice or commitment. China's operation time is relatively short, and historical performance does not represent the future. It is mentioned that ** is **type**, and its expected return and expected risk level is higher than that of hybrid**, bond** and money market**. It is mentioned that ** is index**, which mainly adopts a full replication strategy, and its risk-return characteristics are similar to the risk-return characteristics of the market portfolio represented by the underlying index. If you need to purchase relevant products, please pay attention to the relevant regulations on investor suitability management, do a good job of risk assessment in advance, and purchase ** products with matching risk levels according to your own risk tolerance. **There are risks and investment should be cautious.

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