Pension Adjustment: Interpretation of Urban Rural Differences and Increases .

Mondo Finance Updated on 2024-03-05

On March 5, the good news of the pension was finally determined in the work report, which made the majority of retirees happy. Among them, the minimum standard of peasant pensions has been significantly improved. Due to the different ways of employee pensions and urban and rural residents' pensions, how much can the pensions of retirees and farmers in enterprises and institutions rise? Let's find out.

In this year's work report, it was clearly pointed out that it is necessary to raise the minimum monthly standard of basic pension for urban and rural residents, while continuing to increase the pension of retirees, and improve the national overall planning of pension insurance. This means that this year's employee pension and urban and rural residents' pension will be synchronized, this policy is very powerful.

However, due to the differences in the minimum standard of basic pension for urban and rural residents and the pension level of retirees, the specific amount of individual can be increased depends on the actual situation. Below, we will introduce it from two aspects.

First of all, let's take a look at the pension situation of retirees in enterprises and institutions. The adjustment of employee pensions has a fixed and mature model. After determining the increase of the current year, all localities will formulate pension adjustment plans, and retirees will calculate the ** amount according to the combination of fixed adjustment, linked adjustment and tilt adjustment.

Judging from the increase in pensions, it is currently in a downward trend. For example, 4% in 2022 and 3% in 20238% and this year may ** 3About 5%. The per capita pension level of retirees in enterprises and institutions also varies, with the average per capita pension of enterprise retirees being about 3,300 yuan, while the per capita pension level of government agencies and institutions is more than four or five thousand yuan.

Suppose there are two retirees, one is an enterprise retiree with a pension of 3,200 yuan, and the other is a retiree from a government institution with a pension of 6,200 yuan, with an increase of 3In 5% of cases, the ** amount of the former is about 32 35=112 yuan, and the ** amount of the latter is about 62 35=217 RMB. Of course, this is only a rough calculation, and the specific amount needs to be comprehensively calculated through quota adjustment, peg adjustment and tilt adjustment. In practice, the final amount of the former may be slightly more than $112, while the latter may be slightly less than $217.

Next, let's take a look at the situation of urban and rural residents' pensions. How much can farmers rise? Last year, the minimum standard of basic pension for urban and rural residents was raised by 5 yuan to 103 yuan. This year, it will continue to be $20 and will reach $123. If the local minimum standard of basic pension is less than 123 yuan, then it needs to be raised. But if it is already higher than 123 yuan, it is not necessarily whether it is **, because the farmer's pension is not unified in various places**.

In addition, the ** standards vary from place to place. In some places, the amount may be far more than 20 yuan, such as Shanghai, which may be 100 yuan this year; In some places, the amount may not reach 20 yuan.

On March 5, the ** work report clearly proposed to continue to increase the pension of retirees and raise the minimum standard of basic pension for urban and rural residents across the country, which is undoubtedly good news. However, for retirees and farmers in enterprises and institutions, there are differences in the way and amount of pensions. For those who receive employee pensions, the average amount is generally more than 100 yuan; The amount of farmers' pension needs to be determined according to the local situation, and on the whole, even if it is the best in most places, it is within a few tens of yuan.

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