In 2023, the pension of retirees across the country will be ** again. This is the eighteenth consecutive year that pensions have been adjusted. So, how much is the pension? If your pension is 3,000 yuan, how much more can you get? Let's use an example to calculate it for you.
The reason for the pension is mainly to ensure the basic life of retirees, improve their happiness, and also to cope with the impact of prices. This year, the proportion of pensions in the country is 38%, which is determined on the basis of the average monthly pension level of retirees last year.
The method of pension ** is to take a combination of fixed adjustment, linked adjustment and appropriate tilt, that is to say, each retiree will have a fixed increase amount, and then according to their own payment years and pension level, and then increase a certain proportion, and finally, for some special groups, such as elderly retirees, retirees in difficult and remote areas, etc., there will be some additional care.
The specific adjustment plan shall be formulated by each province according to its own actual situation, but it must be in the national 3Within the upper limit of 8%. At present, a number of provinces have announced their own pension adjustment rules, such as Ningxia, Liaoning, Henan, Hebei, Jiangxi, Tianjin, etc.
Suppose you are a corporate retiree, your contribution period is 30 years, your pension is 3,000 yuan, and you do not belong to any inclined adjustment, so how much will your pension be? Let's take the pension adjustment plan of Hebei Province as an example to calculate it for you.
First of all, you will get a fixed adjustment, that is, a fixed amount that will increase for each retiree, and the fixed adjustment in Hebei Province is 40 yuan, so your pension will increase by 40 yuan.
Secondly, you will get a peg adjustment, that is, according to your payment years and pension level, and then increase a certain percentage, Hebei Province's peg adjustment is to increase 1 yuan per month for each year of payment, according to last year's pension level, and then increase by 14%。So, your pension will increase by 30 1 + 3000 14% = 72 yuan.
Finally, you don't belong to any of the objects of the tilt adjustment, so you won't get any extra additions.
To sum up, your pension will be **40 + 72 = 112 yuan, from 3000 yuan to 3112 yuan, an increase of 373%。
Pension**, for retirees, is undoubtedly good news, can improve their living standards, increase their spending power, but also help promote social harmony and stability.
However, the pension will also bring certain pressure to the country's finances, because the pension is mainly the payment of the current incumbents, and with the aging of the population, the number of retirees is increasing, and the number of incumbents is getting smaller and smaller, which leads to the imbalance of pension income and expenditure, and the state needs to transfer payments to subsidize.
Therefore, we can not only rely on pensions to ensure our old age, we also need to have our own savings and investments, plan for our future, at the same time, but also pay attention to our own health, maintain good living habits, participate in more beneficial activities, and make our old life happier and more meaningful.