Recently, the trend of international and domestic gold prices has attracted much attention. On the morning of March 6, AU9999 on the Shanghai ** Exchange rose to 503 intraday99 yuan, exceeding the 498 yuan recorded on December 14, 2023, which is also the first time that AU9999** has broken through the 500 yuan mark, setting a record high. Previously, on March 5, London Gold now set a new record at 2141$62 oz.
At the same time, the retail gold price of pure gold jewelry announced by some domestic ** jewelry brands on March 6 exceeded 650 yuan.
The bank then made adjustments to the relevant business.
On March 6, China Construction Bank announced that from 9:10 Beijing time on March 7, 2024, the starting amount of regular accumulation of the bank's personal ** accumulation business (including average daily accumulation and self-selected day accumulation) will be raised from 500 yuan to 600 yuan.
According to CCB's announcement, the fixed accumulation plan that has been set up before the adjustment will continue to be implemented and will not be affected. After the expiration of the fixed accumulation plan with the rollover setting, if the accumulated amount of the original plan meets the latest requirements of the bank, the rollover will be successful, otherwise the rollover will fail. To modify the regular accumulation plan, you need to meet the bank's latest accumulation amount requirement.
At the end of last year, some banks adjusted the starting point of ** business accumulation. On December 29, 2023, the official website of the Agricultural Bank of China issued the "Announcement on Adjusting the Starting Point of the Deposit Fund Pass No. 2 Fixed Investment Transaction", stating that according to the People's Bank of China's "Interim Measures for the Administration of Accumulation Business" on the minimum business unit of 1 gram of the transaction starting point, the purchase starting point of the Agricultural Bank of China Deposit Fund Pass No. 2 fixed investment according to the amount will be adjusted to 500 yuan, and the incremental unit of the transaction will remain unchanged (10 yuan). The adjustment will take effect after the market closes (15:30) on January 5, 2024. Auto-Invest contracts that have been in effect before the adjustment of the trading threshold will not be affected.
Both China Construction Bank and Agricultural Bank of China stated in the announcement that the relevant business adjustments are in accordance with the provisions of the People's Bank of China's "Interim Measures for the Management of ** Accumulation Business". According to the "Measures", "accumulation" refers to the financial institution opening a ** account for the customer in accordance with the agreement with the customer, and recording the customer's liabilities in a certain period of time. **Minimum business unit for accumulation products is 1 gram.
On December 14, 2018, the General Office of the People's Bank of China issued a notice on the issuance of the Interim Measures for the Administration of ** Accumulation Business
Comprehensive information. Edited by Jiang Yu.