Important matters for farmers' pensions and medical insurance before the end of 2023
Peasants, as a large group, have always contributed to the country's economic construction. However, the pension and medical security issues they face have always deserved our attention.
2023 is coming to an end, will our farmers get more bang for their buck in the remaining months?
Next, we will explain in detail the medical and pension policies of farmers, and look forward to future trends, hoping that these policies can bring good news to farmers.
i.Urban and rural medical insurance cost policy.
1.2024 Unreimbursed expenses of urban and rural medical insurance that have not been paid in vain.
If you pay for NCMS, the pressure of hospitalization due to serious illness will be great. In any case, it is worthwhile to join NCMS, which can reimburse hospitalization expenses in accordance with the regulations.
In recent years, the state has been increasing its investment in rural medical insurance and paying for NCMS, which is not an accident and is to protect you and your family for a year. This policy is introduced to ensure that every insured person can fully enjoy the benefits of medical insurance.
2.Increase the minimum contribution rate and increase the financial subsidy.
In order to improve the safety and security capacity of medical insurance, the state decided to increase the minimum payment level of urban and rural medical insurance. At the same time, more financial subsidies will be given to the needy groups to reduce their payment burden. These measures will help to increase the level of health insurance coverage.
3.Expand health insurance and ** coverage.
The state is gradually expanding the scope and intensity of medical insurance. In the future, more diseases will be included in the scope of medical insurance reimbursement, and the reimbursement ratio will also be increased.
In addition, the state will also promote the construction of grassroots medical institutions to provide more convenient medical services for rural residents.
ii.Basic pension plan.
1.Multiple adjustments to the basic pension.
The basic pension of urban and rural residents across the country has been raised again, breaking through the 100 yuan mark, which is the fifth adjustment. The amount of the basic pension has been adjusted from 55 yuan in 2014 to 103 yuan this year.
These adjustments are aimed at ensuring that farmers can maintain a basic standard of living after retirement. In addition, local governments have appropriately increased subsidies and benefits for farmers.
2.The composition and impact of peasant pensions.
The farmer's pension is mainly composed of two parts: the personal account pension and the basic pension. The personal account pension depends on the number of years and the amount of individual contributions, while the basic pension is paid by the state. By combining these two parts, farmers can obtain more comprehensive old-age security.
However, there are differences in the level of pensions in various regions, which are mainly related to the level of local economic development and financial situation. In order to narrow the differences between regions, the state is gradually improving the pension adjustment mechanism to ensure that farmers in all regions can enjoy fair and reasonable pensions.
3.Retroactive and differentiated pensions.
In order to protect the rights and interests of peasants, the state has made great efforts to solve problems left over from history, including making up for the pension insurance for farmers who have not paid for the pension insurance in the past, and making up the difference in the pension for the peasants who do not meet the conditions for receiving it. These measures help to increase the level of pensions for farmers, and at the same time reflect the state's concern for the well-being of farmers.
3. Improving the welfare policies of peasants.
1.Payment of cereal crop subsidies.
In order to encourage farmers to actively participate in agricultural production activities, the State provides subsidies to grain producers. This has not only raised the income level of farmers, but also stimulated their enthusiasm to participate in agricultural production.
In the future, along with the readjustment of the agricultural structure and the intensification of state support for agriculture, peasants' incomes will continue to increase.
2.Increase pensions to compensate for differences in the rights of peasants.
In order to make up for the unequal treatment of peasants caused by imperfect policies, the state decided to compensate peasants for the difference in pensions and treatments. This measure is conducive to narrowing the gap between the treatment of urban and rural residents and safeguarding the legitimate rights and interests of peasants.
For example, Yixing announced on December 1, 2023 that it would raise the basic pension for farmers from 402 yuan to 442 yuan, an increase of nearly 10%. Other regions, such as Beijing, Hebei, Henan, Shanxi and other provinces, have also made corresponding adjustments.
3.Improve the basic old-age insurance benefits for urban and rural residents.
In order to improve the living standards of urban and rural residents, the state has gradually increased the level of basic pension benefits. This enables urban and rural residents to fully enjoy the old-age security provided by the state. With the continuous improvement of policies and the continuous increase of financial contributions, the level of basic pension treatment for urban and rural residents will continue to improve.
Finally, it is hoped that all levels will increase investment in rural pension and health care companies, promote the implementation of policies, and ensure that the majority of farmers can share in the benefits of the country's development.
I hope that 2024 will be a happier and richer year for farmers.