The most terrible thing in this world is not the lack of love, nor the lack of hearts, but the lack of money.
After all,80% of the difficulties in life can be solved with money, and the remaining 20% can also be alleviated by money
For us ordinary people, saving money is to make ourselves more confident and to do our filial piety when our parents are sick;Enjoy a better education for your child's future.
If you want to have money, you must learn to save money, and don't spend money that shouldn't be spent.
Today, I have summarized 10 micro-habits that are very powerful in saving money, so that you can slowly become rich, hurry up and collect it, there is always a suitable one for you.
01. Regular savings.
For us ordinary people, if we don't save money, we will never become rich, and it is impossible to be like the rich, the more we spend, the richer we are.
As soon as the monthly salary arrives, a regular deposit of 10%-40%, even if the interest rate is low, can also save a guarantee fund for future investment and financial management.
02. Learn to keep accounts.
Use your phone to keep a record of your every income and expense, and you have to believe that it will definitely be a good habit.
Bookkeeping can keep track of your own expenses, know where you spend every penny, and develop a rational consumption habit.
03. Pay attention to small money.
Don't underestimate the milk tea you buy is only 8 yuan, don't spend it casually just because it's a small amount of money, the accumulation of small money is also a lot of money.
No matter how cheap it is, no matter how low the discount is, don't buy it if it's not a necessity of life. Pay attention to every small amount of money, and wealth will get closer and closer to you.
04. Don't hoard goods.
It's discounted, buy;Buy two get one free, buy;The mall is engaged in activities, buy;Don't buy a bunch of things that you can use or can't use up for the sake of small bargains, and sit idle in the corner to eat dust.
05. Make full use of the second-hand platform.
Put the things that are not used at home and idle on the second-hand platform and hang them on the second-hand platform, give them to those in need, and give them some blood.
If you have items that you need, you can also go to the second-hand platform to Taotao, such as household appliances, books, luxury jewelry, etc.
06. Do not apply for all kinds of membership cards.
There is no need to apply for a membership card, it is not used once or twice, which is a waste of money.
Like ** members, for the sake of the new drama that has just come out, spend dozens of dollars to recharge members, it's really unnecessary, you can wait for free to watch it.
07. Reduce ineffective socialization.
When I was young, I always liked to go out to dinner with friends and colleagues, all of them took turns to entertain, or AA, and most of them have long since lost contact after many years.
Now that I am older, I realize that those social interactions are meaningless, it is better to save money, improve myself, and integrate into a valuable social circle.
08. Uninstall shopping software.
When bored, many people like to browse shopping apps, buy a lot of things unconsciously, and spend the money unconsciously.
If you want to save money, it is best to uninstall the shopping software in your mobile phone and reduce the number of online purchases, so that it will be easier and easier to save money.
09. Pay attention to health.
Money is important, but health is even more important. Only when you have a good body can you earn more money, and if you go to the hospital, you will find that the money you have saved over the years will be pitiful.
If you want to save money, you must take care of your body, exercise more, eat reasonably, keep a happy mood, and save money in health.
10. Don't change jobs at will.
When I first graduated and went to work, I only thought about whether the salary was high, but I never thought about whether I liked the job or whether I could accept overtime, so I changed jobs frequently.
It takes at least three months to be poor for another job, so I always have to find help from my parents, or I still have to find a job I like, improve myself first, and then slowly accumulate wealth.
As the old saying goes: the confidence of adults is given by money.
The greatest benefit of money is not to satisfy desires and vanity, but also to be your most solid backing when you encounter difficulties.
When you start saving money slowly, you will find that when your money bag is getting more and more bulging, you will fall in love with the smell of money, which is the sense of security.