Is it risky to give a copy of the title deed to someone else?

Mondo Social Updated on 2024-01-29

There is a risk that a copy of the title deed will be given to someone else

Risk of information leakage: The real estate certificate contains important information about the house, such as the address, area, and property owner. If this information is obtained by criminals, it may be used for fraud, theft and other illegal and criminal activities.

Risk of property disputes: In some cases, a copy of the title deed may be used to forge or tamper with the original document, leading to a title dispute. For example, someone may use a forged copy of the real estate certificate to enter the ** house to buy or mortgage, bringing economic losses to the original property owner.

Risk of legal liability: If the provision of a copy of the real estate certificate causes losses to others, the provider may need to bear the corresponding legal liability.

How to protect against risks.

Be cautious: Before providing a copy of the title deed, you should carefully consider whether it is necessary to provide it, and try to limit the scope of use of the copy.

Indication of purpose: When providing a copy, the purpose and expiration date may be indicated on the copy to prevent misuse.

Strengthen safekeeping: Keep the original real estate certificate and copies properly to avoid loss or theft.

Mr. Zhang handed over a copy of the real estate certificate to the intermediary company because of the house lease procedures. However, soon after, Mr. Cheung discovered that someone had rented out the house in his name and charged a high rent. After investigation, it turned out that the employees of the intermediary company took advantage of their positions to steal a copy of Mr. Zhang's real estate certificate for illegal leasing activities. This incident has brought a lot of financial losses and troubles to Mr. Zhang.

According to the relevant provisions of the Property Law of the People's Republic of China and the Contract Law of the People's Republic of China

The real estate certificate is an important certificate of house ownership, and no unit or individual may forge, alter or buy or sell forged or altered real estate certificates.

Those who provide false documents or information and cause losses to others shall bear corresponding legal responsibility.

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