Do you tell your children about your savings in old age?The expert's answer is thought-provoking
In recent years, with the growth of the population, more and more people have begun to pay attention to their lives. The most common way is to raise children or save money, but sometimes, relying on these two ways alone cannot guarantee that you will have a good old age.
However, people who use these two methods to manage their money sometimes face the question of whether they should talk to their children about their savings when they are oldHe got the answer.
In general, don't tell your children about all your savings and don't tell your children all the money beforehand.
Someone once asked some elderly people, and their answer was the same: don't tell your children about your savings, and don't tell your children all your savings in advance unless there are special circumstances.
This is largely due to the fact that human nature sometimes does not stand up to the test of money. An old man told his children about his savings, but in the end, his children not only had to buy themselves a car, but also pay for their children's school fees.
Just by telling the child about his savings, there is a high chance that this kind of thing will happen, and if he gives all his savings to the child, then the child secretly transfers his savings to other places, and then the old man is sick and he does not have enough medical expenses
In general, if you have extra money, it is better to keep it for yourself than to let your child know about it, and you can't let your child know about it.
If the child is reliable, explain the savings to the child.
After all, parents and children are the closest people, and if a person is sick, it is likely to affect his condition. When a person dies, his property is inherited by his children. Therefore, as long as the child can be trusted, you can tell him about his savings. For example, you can tell them which bank you have money in and if you suddenly get sick, you can go to them.
However, he must take responsibility for his own decision, because he knows that his children are using their savings without permission, and he is to blame. Because at the beginning, it was the elders who felt that their children could be trusted, so they would tell their children that in the same way, the children's personality was also related to their early education and education.
In order not to encounter this kind of thing when you get old, you should start cultivating your children's independence from an early age, lest they will take asking for money as a matter of course when they grow up. And tell the children that the money is for them, so that they don't fight their own ideas, but rely on their own efforts.
Sometimes, you can also let the children take care of you.
When the child is very reliable, and the parents are also very dependent on the child financially and in life, this is the time to tell the child about their savings. If you don't know how to run a business, you can let your children do it. For example, some elderly people don't have access to smartphones, but many financial services are done with mobile phones, so they can ask their children for help.
For example, if you use these two methods to manage idle funds in the short term, it is difficult to achieve good value preservation if you use these two methods to manage less interest in the current account and no interest in cash. In this case, you can let the children put the money into the Yue Bao, or you can let the children save it. You can also earn 1,000 yuan per month through sales with the strong support of the country's stability. In addition, some elderly people can achieve an annual interest rate by managing savings bonds in electronic form in order to appreciate the value of their long-term funds. If the elders don't understand, they can also let the children get it.
In general, it depends on the circumstances of whether or not to tell your children to save in old age. Some people who are older, it's better not to tell. As for the other elders, you can talk to them and let their children deal with it.