I originally thought that friends who worked in banks often complained about being an inexplicable show-off, but after in-depth understanding, I found that in fact, the mental state of bank workers is not much different from Wen Huijun, who has recently swiped the circle of friends. 
It can even be said to be in a state of complete synchronization. When you get up in the morning, cheer yourself up first, and show a full of energyDuring the lunch break, I first took a look at what happened in the morning, and then quickly adjusted my state without thinking too much about it
At night, half weeping and half raising their arms and shouting. The former, of course, wants to express the relief that the torture is finally over;The latter is a very flamboyant expression of the infinite longing for the beautiful planning and imagination of his nightlife. It can be said that the bank teller at the grassroots level is basically Wen Huijun's 2Version 0. However, the recent task has presented them with a hellish problem: although the central bank has lowered the interest rate on savings, the bank cannot stop collecting money. 
If a bank has a low amount of depositor money, it is usually considered to be unprofitable or in decline. Therefore, in this situation, the task of absorbing residents' idle funds naturally falls to the tellers. Some banks even link the personal salary performance of their employees to the task of pulling deposits: if they can't pull in deposits of 1 million yuan, they will have to deduct their wages. It is not difficult to see that the problem of the hard indicator of deposits at the end of the year is actually a test of contacts and background. 
Although millions of deposits are often mentioned by people in real life, it is not so easy to deal with a specific family. In the current economic situation, the downturn is obvious and the overall debt ratio of the society is too high, it is not easy to have deposits. What's more, it's still such a huge amount of moneyThe reason why the word huge amount of money is used is because most of the average income of ordinary people is very low, and the monthly income of living in their hometown can reach more than 5,000 yuan, which can be regarded as defeating about 80% of people. 
can also have a lot of money, such a family must be a wealthy family. Therefore, from this point of view, if bank tellers want to complete the hard target of absorbing millions of deposits, they can only rely on popularity to attract large transactions and large orders. 
Or find a lot of relatives and friends, pull down your face and beg each other. Then make a deposit totaling millions. This can also be considered a pass, but this method is not safe. Many times, he relied on the old faces of his parents to beg and intercede. 
If there is such an indicator next year or even the year after, there is nothing that can be done. Or you can increase the amount of the deposit a little more, which can also make people helpless. It is not difficult to see that the average bank teller is really on the verge of collapse. 
There is also an extremely glaring but very real social situation: the gap between the rich and the poor is widening. In fact, this disadvantage can also be an obstacle to the bank teller from completing the target task. Because the rich don't look down on it;The poor look down on it. 
The meaning of this sentence is that the wealth investment of a wealthy person is not so easy for an ordinary bank teller to get his hands on. In addition, the amount of millions of deposits is not a particularly fanatical way to make money for some wealthy people.
In other words, there is no sufficient reason for the wealthy to invest in the exchange of the reciprocal value of the money. Therefore, at this time, it is a great test of the bank teller's connections and background. The reason why the poor look down on it is because the point is not to look at it, but to use the word. Therefore, contempt here does not mean insulting or discriminating against people. Rather, it means that the savings of the poor do not meet the requirements of millions, and even if they have the heart, they are powerless. Moreover, the poor do not have enough money for their own daily life, so how can they have extra money to save.
Therefore, even if a large number of people are brought together to raise funds, the poor will be excluded from the reasonable range. But the people who can take out some of the money are goblins, and there is no lure of heavy money, who will take such a big risk to help you complete the bank's target task?
There are some bank tellers who have no choice but to come up with a situation where they pay out of their own pockets to make up their deposits. It's just that this situation is basically an agreement with relatives, friends or parents you know to save money in their name.
Then advance the money yourself to complete the bank's hard targets. After the review is passed, the money can be withdrawn and then "go back to each house to find each mother". While this approach does solve the problem of hard indicators, it does have some risks.
For example, the bank stipulates the number of fixed deposits to be deposited in the target of one million deposits;Or it is not possible to withdraw the full amount in a short period of time, etc. If the bank teller advances a small amount of money, there are still cases where someone else needs to use the money urgently and then withdraw it. Once the matter is revealed, the consequences will of course be more serious than the consequences of failing to meet the target and deducting wages. However, people like the thrill of walking on the tip of a knife, which is why this method has become a more common practice.
It is worth mentioning that even if you can make up the deposit, how much balance space can there be?Under the situation that everyone needs money and the general trend of issuing more money will not change for the time being, the money in one's own hands is undoubtedly the real money.
To sum up, the troubles of bank tellers are also increasing, and they are not as easy as we thought they would be. In fact, the vitality of bank tellers, in-service teachers and auxiliary positions of ** agencies is slowly dissipating, but in the end, they are still more comfortable than ordinary people.