In recent years, fraud crimes carried out through telecommunication networks have become increasingly prominent, and the methods are changeable, and it is difficult to distinguish between true and false, which seriously endangers the property safety of the people. Among them, the elderly are easily the main targets of telecom network fraud due to their lack of cyber security knowledge and skills.
On December 1, 2022, the "Anti-Telecom Network Fraud Law of the People's Republic of China" (hereinafter referred to as the "Anti-Fraud Law") came into effect, and today, one year later, the Anti-Fraud Law has become an important part of the country's rule of law governance system.
On the occasion of the first anniversary of the implementation of the Anti-Fraud Law, in order to better protect the property and personal information security of the elderly, the 12th Division Rong ** Center and the People's Court of Sanping Reclamation District of the 12th Division provide necessary guidance and suggestions for the elderly to prevent telecommunication network fraud, and provide effective methods and strategies for the elderly to prevent telecommunication network fraud.
The top 10 routines that the elderly are most likely to fall for
Ding Yonghong, judge of the Sanpingken District People's Court, introduced that in recent years, telecommunication network fraud cases have continued to occur at a high rate, fraudsters have kept up with social hot spots, and fraud methods have been continuously renovated and upgraded, among which the elderly are an important group affected by fraud, which not only causes irreparable physical and mental damage to the elderly, but also seriously affects the harmony and stability of the family and society.
In real cases, the reason why fraudsters choose the elderly as one of the main targets of fraud is because they are familiar with the psychological characteristics of the elderly, and use rhetoric, clever design, coercion and inducement to lure the elderly into being fooled and defraud the elderly of their pension money, which is deeply hateful.
Pay special attention to these routines
1. Provide pension services
In the name of investing in pension bases, tourism inspections, pre-sale of pension beds and other projects, the elderly customers are lured to the so-called pension bases and welfare homes for visits and plays, and then illegally raise funds in the name of pre-sale of pension beds.
2. Financial investment - investment and financial fraud
Slogans such as "Limited Edition" and "Peerless Collection" are often used by criminals to attract investment from the elderly, and some criminals also promise to help the elderly auction commemorative coins in the short term to achieve "doubling the income". At the same time, there are also criminals who use emerging financial concepts such as "overseas equity" and "angel investment" to confuse the public and induce the elderly to buy products.
3. Housing pension fraud
Usually fraudsters will use similar words such as "the house is useless" as an excuse to induce the elderly to mortgage their property to the company, so that they can get high returns every month without delaying the elderly to live. In fact, ** will mortgage the property of the elderly directly to the professional money lender at a high interest rate and hand over the right to dispose of the house. When there are fewer elderly people entering the game, they will run away with money, leaving the elderly with empty money and houses, and even in debt.
Fourth, free giveaway - health care product fraud
Many elderly people pay attention to health, and fraudsters use this to buy useless health products, and some elderly people who are plagued by diseases will believe in the various "magical" home remedies that fraudsters say. Under the guise of giving away eggs, fruits, and small household appliances for free, fraudsters rent special venues to promote "health care products" and "medicines" to the elderly, and exaggerate the efficacy of the products.
Fifth, low-cost tourism
Travel agencies attract the elderly to join group tours with the gimmick of low-cost tours and free tours. Subsequently, various shopping links are arranged in the process of travel, and the goods are sold to the elderly at ** many times higher than the market price. In addition, some travel agencies have lowered their accommodation and dietary standards, or excluded various attractions that require payment from low-cost tour prices.
6. Pretending to win the lottery
Criminals sent text messages to the elderly in the name of the popular TV program group, saying that they had been selected as the lucky viewers of the program, and carried out fraud on the grounds that they needed to pay a handling fee and security deposit to get the bonus.
7. Pretending to be a public prosecutor and law enforcement officer to defraud
Fraudsters usually forge relevant documents and documents, pretend to be public security, procuratorate, court and other staff, take advantage of the elderly's weak legal awareness and panic, as well as their concern for their children, claiming that they want to carry out arrest and must pay security funds, etc., to defraud the elderly of their money.
8. "Warmth" fraud - twilight love
Twilight love"** is actually a kind of "pig killing plate"**, mainly for single old people, after developing into online dating through the Internet, they ask for money by fabricating various reasons, and then block each other to complete the fraud.
9. Pretending to be a relative or friend
After using illegal means to obtain the information of the elderly, the criminals disguise themselves as relatives and friends of the elderly, and send text messages on the grounds of borrowing money, emergency relief, etc., asking the elderly to transfer money to them.
10. Pension payment fraud
Fraudsters pretend to know the staff of the Human Resources and Social Security Bureau and the Social Security Bureau to collect high "pensions" from uninsured people, falsely claiming that they can help uninsured people to carry out agency services, and they can enjoy retirement pension benefits by paying social pension insurance premiums at one time.
The judge has something to say
Judge Ding Yonghong reminded that in reality, the vast majority of ** people take advantage of the elderly's good temperament and pursuit of health to induce them to be fooled and carry out fraud and criminal activities. In their daily life and work, the elderly should strengthen their precautions to avoid being deceived, and as children, they should also remind and pay more attention to the lives of the elderly to reduce the possibility of the elderly being harmed by Internet fraud.
Judge Ding Yonghong said that everyone will grow old, and it takes the joint efforts of the whole society to make the elderly not only have care for their old age, but also feel at ease and comfortable. Everyone should take active action, respond to the national special action to crack down on pension fraud, gather forces from all walks of life to weave a "protective net" for the elderly, guide the elderly to strengthen their awareness of risk prevention, improve their ability to recognize and prevent fraud, and effectively protect their legitimate rights and interests. Only through the joint efforts of the whole society can we build a safe and reliable network environment, so that the elderly can stay away from the threat of telecom network fraud and enjoy a happy old age in the digital age.
Fraud prevention guide
1. Don't believe it easily. When encountering ** and text messages that can tell your name, ID number, home address and other personal information, you should be vigilant, remain cautious, communicate with your children when you encounter problems, and contact the public security organs for verification in time if you have any questions.
2. Don't easily click on links in unfamiliar text messages, emails, and social software, and don't install unfamiliar software casually.
3. Do not disclose personal information easily. Do not fill in the information in unfamiliar and informal institutions, and properly protect your bank password, ID number and other key information.
Fourth, don't be greedy for cheap. In the face of all kinds of deception, we must keep a clear head, do not covet small profits, do not trust others, and keep in mind that "there is no free lunch" in the world. It is necessary to dispel the idea of "making a lot of money with a small amount of money" and "making a big profit by eating a small loss", and we must be optimistic about our "money bag".
5. Be wary of door-to-door sales. Since the elderly spend most of their time at home alone, they should deal with their neighbors more every day, and when they encounter suspicious and strange people who often watch and knock on the door, they can call 110 to call the police if necessary. For those whose identities cannot be determined, such as door-to-door maintenance, delivery, and gift-giving, try to wait for their children to return home before receiving them.
6. Maintain vigilance. Some fraudsters often take the initiative to greet the elderly, get close, and behave enthusiastically, and some elderly people are easy to relax their vigilance at this time. Here, we would like to remind the elderly not to get too close to "strangers" to avoid being deceived. Also, try not to bring valuables with you when you go out alone.
7. Correct the concept of health care. It is necessary to obtain scientific health care knowledge from formal channels, seek medical treatment in formal medical institutions, and do not believe in the so-called special drugs, miracle drugs, and imported drugs, so as to prevent falling into the "medicine trust"**
8. Be wary of all kinds of "lectures". Do not participate in activities such as free lectures, free tours, free tea parties, free company visits, etc., and do not blindly believe in high-return propaganda and so-called "company strength" to prevent falling into the trap of fraudsters. In case of telecom network fraud, please call the police immediately on 110.
9. Install the software of the National Anti-Fraud Center, which can effectively identify and intercept fraud** and fraudulent text messages. The elderly should pay more attention to the news**, community bulletin boards, etc., increase vigilance, and strengthen the ability to identify fraud tricks. If you find that you have been deceived, report to the police in time.
10. Children should communicate more with the elderly, and publicize the knowledge of preventing telecommunication network fraud to the elderly, understand their living conditions, especially their financial situation, and agree with their parents to discuss large expenditures with their children. ** will allow the elderly to hide the situation from their families, if they find that the elderly have been deceived, they should be patiently persuaded to stop the loss in time and call the police.
*: Today's 12th Division.