The merger is not limited to the reimbursement of hospitalization expenses, but also includes the reimbursement of outpatient expenses and serious illness expenses. Outpatient expenses are mainly for chronic and special diseases for long-term**, while critical illness costs refer to additional assistance for high medical costs for critical illnesses. Even if they are not hospitalized for one year, they can still enjoy reimbursement for outpatient and serious illnesses, so as to obtain more comprehensive medical protection. As a social security mechanism based on the principle of mutual assistance, NCMS has established a public pool under the co-financing of individuals, collectives and individuals to pay for the medical expenses of insured farmers. This approach can not only share the medical risks of individuals, but also improve the efficiency of resource use, and achieve the dual goals of equity and efficiency. Even if there is no reimbursement for hospitalization within one year, the funds paid by the insured farmers can be used to help other people in need of medical assistance, which truly reflects the spirit of mutual assistance of NCMS.
Expansion: The spirit of mutual assistance of NCMS is reflected in many ways. First of all, it realizes mutual assistance and support among farmers by establishing a public pool. Whether it is hospitalization, outpatient or serious illness, the insured farmers can be reimbursed by NCMS, ensuring that their medical expenses are effectively compensated. Secondly, the spirit of mutual assistance of NCMS also achieves the goal of sharing resources and supporting each other by using the funds paid by insured farmers to help other people in need of medical assistance. This spirit of mutual assistance not only embodies the spirit of "villagers and neighbors" in traditional Chinese culture, but also demonstrates the cohesion and sense of responsibility of Chinese society.
NCMS not only plays a role in monetary assistance, but also plays an important role in raising farmers' health awareness and improving their quality of life. First of all, NCMS makes farmers pay more attention to their own health and actively prevent diseases. Through regular physical examinations and medical treatment, insured farmers pay more attention to their physical condition, detect and improve their health awareness as early as possible. Secondly, the medical services and health education activities provided by NCMS have enabled farmers to have a deeper understanding of health knowledge and master some simple self-care and advanced methods, thereby improving their self-protection ability. This not only improves the health of farmers, but also improves their quality of life.
Expansion: NCMS has strengthened farmers' health awareness through the provision of medical services and health education activities. Medical services include not only doctors' diagnosis and treatment, but also some disease prevention and health promotion services for farmers, such as health check-ups, vaccinations, health lectures, etc. These activities convey some basic health knowledge to farmers, help them understand disease prevention and methods, and improve their ability to protect themselves. In addition, NCMS has further improved the quality of life by providing farmers with easy access to basic medical services through the establishment of village clinics and community health centers in rural areas. Through these measures, NCMS has not only provided farmers with better medical security, but also improved the level of medical services in rural areas to a certain extent.
NCMS not only plays an important role in farmers' health awareness and quality of life, but also plays a positive role in promoting the development of rural medical services. First of all, NCMS has improved the quality and accessibility of rural medical services by standardizing the service quality and charging standards of designated medical institutions. NCMS requires designated medical institutions to have corresponding medical equipment and technology to provide standardized and standardized medical services. This has prompted medical institutions to improve the quality of their services, while also improving their visibility and competitiveness. Second, NCMS has attracted more doctors and medical personnel to work in rural areas by providing a certain reimbursement ratio and amount, alleviating the problem of insufficient medical resources in rural areas. The implementation of the NCMS system has enabled farmers to receive better medical services, and at the same time provided better working conditions and treatment for doctors and medical personnel, thus attracting more medical personnel to work in rural areas. This has improved the personnel structure and technical level of medical services in rural areas, and raised the level of medical security for farmers.
Expansion: Lack of medical resources in rural areas has been a prominent problem. On the one hand, medical institutions in rural areas have backward facilities and low technical level, which cannot meet the medical needs of farmers. On the other hand, due to the low level of medical services in rural areas, many doctors and medical personnel are reluctant to work in rural areas, resulting in an imbalance between the supply and demand of doctors and medical resources. By providing a certain reimbursement ratio and quota, NCMS has attracted more doctors and medical personnel to work in rural areas, alleviating the shortage of medical personnel. At the same time, NCMS also requires designated medical institutions to improve service quality and equipment level, and improve the accessibility and quality of medical services. This has enabled farmers to receive better medical services and has contributed to the development of medical services in rural areas.
By reducing the medical burden of farmers, NCMS has improved their income and saving capacity, increased their confidence in consumption, and thus promoted the stable development of the rural economy. The implementation of the NCMS system has enabled farmers to no longer suffer from family debts and living difficulties due to excessive medical expenditure, reduced the burden on farmers, and improved their sense of social security and happiness. First of all, NCMS provides farmers with protection against major illnesses and reduces the financial pressure caused by illness. Whether it is outpatient expenses or hospitalization expenses, NCMS can provide a certain reimbursement ratio and amount, which effectively reduces the burden of medical expenses on farmers. Second, NCMS provides farmers with more comprehensive medical protection, increasing their sense of security. NCMS includes not only reimbursement of hospitalization expenses, but also reimbursement of outpatient expenses and serious illness expenses, so that farmers can get timely reimbursement when they are sick. This reduces the panic and anxiety caused by the disease and improves the quality of life of the farmers. By providing medical care, NCMS not only protects the health of farmers, but also improves their sense of social security and well-being.
Expansion: The implementation of NCMS has provided farmers with more comprehensive social security and improved their sense of social security and happiness. In addition to medical security, NCMS also provides other guarantees, such as endowment insurance, maternity insurance, and work-related injury insurance, so that farmers can be protected in all aspects. This not only improved the living conditions of the peasants, but also increased their social status and self-esteem. Farmers with a strong sense of social security and happiness can participate more actively in social and economic activities and make greater contributions to the stability and development of rural areas. At the same time, the implementation of NCMS has also stimulated farmers' consumption demand and promoted the development of the rural economy. By increasing farmers' income and consumption, NCMS has provided strong support and guarantee for the comprehensive construction of a moderately prosperous society and rural revitalization.