At present, the flexible employment personnel of Shenzhen households can choose to participate in the resident medical insurance, but the resident medical insurance is not included in the payment period of the employee medical insurance, if the employee medical insurance has not reached the minimum payment period, it is still recommended to pay the employee medical insurance；Many people only care about how much pension they can get, and they are not very interested in medical care, of course, except for those who have enjoyed the benefits of medical insurance, if medical insurance can not be paid, I believe that some people will choose not to pay, in the communication with them, you can hear their inner thoughts, more often than not, they are unwilling to think about this, because when they are sick, they will only use medical treatment, and deep down they are unwilling to face the disease, and now I may have to subvert some of your concepts.
[1] Medical insurance can be enjoyedThe probability of receiving a pension is much higher than that of receiving a pension, and from the next month after the successful payment, you can enjoy medical treatment, whether it is an outpatient clinic, If a man begins to pay social security at the age of 22 and retires at the age of 65, then the time for him to enjoy medical treatment is from the next month to life (before retirement, you can enjoy free medical treatment after retirement, or you can choose not to pay medical insurance for life, only in the place of household registration), and the pension can only be received after the age of 65, not to mention how long you can receive it, some people may not even have the opportunity to receive it, and the probability of getting sick for more than 40 years is much greater;
[2] A little pensionIn the face of huge medical expenses is simply a small thing, now according to the minimum wage to pay the pension, even if you pay for 30 years, according to the current average salary is about 3,000 yuan of pension, 10 years is more than 300,000, and minor illness hospitalization thousands to tens of thousands, major illness hospitalization hundreds of thousands of millions, if one day really let you choose to give up one, you will not hesitate to choose to give up the pension;
[3] Many people on the Internet thinkPension and medical care are paid separately, some people choose to pay only pension, and then pay resident medical insurance or rural medical insurance for life, now it seems that the premium is not high, one or two months of employee medical insurance premiums are equivalent to a year of urban and rural medical insurance premiums, but decades later, the annual premium is not hundreds, may be thousands, to that will also be a lot of expenses, and enjoy the urban and rural medical insurance treatment, and now although the employee medical insurance is a few thousand a year, you can enjoy the employee medical insurance treatment without paying in the future, and you can not enjoy free medical treatment in the future, so a little pension not to say that it is used to deal with medical expenses, may not even pay the premium is enough；
[4] Young nowWhen you don't necessarily use medical insurance, but you can use it when you're old, unless you don't go first, some people always ask me if it's necessary to transfer social security to Shenzhen, which means that the retirement salary in Shenzhen will be higher, I can only tell you, except for a few special reasons, most of the situation is that you don't care if you** For retirement, your pension will be equivalent to your contribution level, but the medical treatment will be very different, because you can only enjoy the medical treatment of the place of retirement, if you want to enjoy the medical treatment of Shenzhen, you can only choose to retire in Shenzhen, as for the pension is not the focus of consideration;
[5] There are a lot of peoplewill give up because of lack of money, but there are very few people who starve to death because they have no money to eat, as long as they are healthy, they are not afraid of running out of food;In addition,Free medical treatment means that you can enjoy medical treatment without paying fees, not that you don't need money to see a doctor
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