A passbook is an important voucher and a credit agreement between the bank and the customer. The deposit is issued by the bank, and the customer takes it to withdraw the interest, without which the bank will never pay the interest to the person casually. This is true in China, and this is true in the whole world, this is a common knowledge that everyone knows. But there is a person, he dares to pay people without a passbook, and the principal and interest are not a lot. This is very rare, if not unique. This person is Hu Xueyan, who is known as the "red-top businessman". 
In front of Hu Xueyan's Fukang Qianzhuang in Hangzhou, there were two soldier-like people, pacing back and forth, hesitating, looking like they wanted to enter the Qianzhuang again, but they didn't dare to enter. At this time, a guy from the money bank saw it and went out to ask these two people, is there something wrong, did they come to the money bank to deposit or withdraw money?Saying that, let them into the money bank. These two people saw that the guy was very warm and polite, so they no longer hesitated, saying that they were here to withdraw money. The guy said, "Okay, I'll handle it for you right away." But the two men said that they did not have a passbook. How can I pay you without a passbook, these two people said that they were soldiers of the Green Battalion, and they did not take money for themselves, but for their fellow countrymen. This Qian Zong was killed in a battle with the Taiping Army. Before he died, he told the two of us to come to your Fukang Money Village to withdraw the money, but he didn't have any certificate, just let us take it out, saying that we would definitely be able to take it out, and arranged for us to take it out and send it to his hometown in Sichuan. The guy was embarrassed when he heard this. This has never happened before, and you can't do it yourself, so you have to report it to your boss. After listening to the guy's report, Hu Xueyan went to see the two soldiers, and after inquiring about the situation, he said to the guy that he would pay them 10,000 taels with interest. The two soldiers thanked Hu Xueyan and his men, and happily took the silver and left. But the guy still didn't understand what was going on. Hu Xueyan told him the ins and outs of the matter. 
A few years ago, there was a person who came to Fukang Money Village with a bag of silver, and wanted to store it here, saying that he didn't want a passbook or interest. It's weird, there must be an article in it. At that time, Hu Xueyan happened to be present and asked them why. The man said that his name was Luo Shangde, and that he was a thousand commanders of the Green Battalion, and an officer who was not too big in charge of a few hundred people. His hometown is Sichuan, and he used to be a good gambler by nature, not only did he gamble his own money, but he also gambled more than 10,000 taels lent to him by his daughter-in-law's family. The old man was angry and asked his daughter to quit this family business, and he didn't want this ten thousand taels. The old man's words angered him, a dignified man, he can't live such a, he can't make money, he will only lose money, and even his daughter-in-law will be lost. He vowed to wash his hands of money from now on, to become a soldier, and to pay back the money. He has been a soldier for more than ten years and has worked hard to save 12,000 taels of silver. When he was about to go back to his hometown to repay the money, he suddenly received an order to fight the Taiping army in Jiangsu and Zhejiang, so he came here with silver. But it was inconvenient to fight like this, and there were no relatives and friends in the local area to store it, so I wanted to save it in Fukang Qianzhuang. It is useless to ask for a passbook, because life and death are uncertain once you go to the battlefield. Hearing this, Hu Xueyan immediately said that the interest should be paid, and the passbook should also be opened, and Luo Shangde did not want the passbook, so he kept it with the shopkeeper. No, Roshande was later killed in battle by himself as he said. That's why he arranged for two fellows to withdraw money on his deathbed. After these two fellow villagers of Luo Shangde returned to the barracks, they told about the matter of withdrawing the silver, and the reputation of Fukang Qian Zhuang spread at once. Those officers and soldiers were willing to deposit the silver in Fukang Qianzhuang. Fukang Qianzhuang's business immediately boomed.