In real life, many people will confuse the family mutual aid of the medical insurance personal account with the medical insurance family account, thinking that the funds in the family medical insurance personal account can be used by binding the family account.
But in fact, this is not the case, today, Xiaodou will explain their differences in detail for you.
1. Medical insurance family account
Medicare Family AccountIt is authorized to hold and use the electronic voucher of the family member's medical insurance. You can bind the medical insurance family account of your family members on platforms such as Alipay.
It's like your family's physical social security card is in your hands, and you are responsible for accompanying your family to the doctor**, buying medicines, and settling the bill.
It should be reminded that when using the medical insurance family account, it is necessary to match the person's "code" according to the regulations, and it is not allowed to seek medical treatment and purchase drugs in violation of regulations.
2. Mutual aid in individual family accounts
Individual family accounts are mutually beneficialIt refers to the mechanism of authorizing the balance of one's personal account for the past year to be used by close relatives. After completing the filing of the personal account family mutual aid, relatives can use the balance of your medical insurance personal account to pay for the expenses that should be paid by the individual when seeing a doctor and buying medicine.
3. The difference between the two
The "family account" of medical insurance and the "family mutual aid" are completely different. Medical insurance "family account": It is to take out your mobile phone to show your family's medical insurance electronic voucher when accompanying your family to see a doctor, and it does not involve the funds in the medical insurance personal account for others to use. "Family mutual aid": It is to authorize the funds in the personal account of the employee's medical insurance for the past years to be used by relatives.
Fourth, three common problems
1. Only binding the "family account" through the medical insurance electronic voucher cannot directly use the family mutual aid funds, and it is also necessary to complete the operation of the family mutual aid authorization in the personal account;
2. The electronic voucher of medical insurance can be bound to the "family account" by multiple people, and the family mutual aid can only be authorized by one person to bind
3. The "family account" of medical insurance and family mutual aid do not affect each other, and there is no consistency requirement.
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