Secret 2Before the 5% off the debt, let's take a look at the current situation of our debt, the following data comes from the Internet, please forgive me for the incompleteness. The size of China's personal debt market has continued to grow over the past few years. Here are some data on the size of China's personal debt market:1Personal loan size: According to the People's Bank of China, as of the end of June 2021, the balance of personal loans in China reached 5336 trillion yuan (about 8..)$3 trillion). 2.The size of credit card debt: According to the People's Bank of China, as of the end of June 2021, China's credit card overdraft balance reached 56 trillion yuan (about 870 billion U.S. dollars). 3.The size of the personal mortgage: According to the China Real Estate Finance Association, as of the end of 2021, the balance of personal housing loans in China exceeded 40 trillion yuan (about 6.).$2 trillion). It is important to note that these data only cover a part of personal debt, there are other types of personal debt, such as personal consumption loans, personal car loans, online loans, and so on. Xu Jiayin owes 2 trillion yuan, everyone is surprised, and personal debt is also a trillion scale, aren't you surprised at all?
It is precisely because the debt market is very huge and the number of people involved is relatively large, so it is possible to develop the industry at a discount.
Here I would like to ask a question, 25% off can settle all your bank debts, have you heard?Do you want to get someone to help you settle your debts at some point?You can ask yourself.
You owe the bank 1 million, and now you only need 250,000 to be able to erase all your debt records in the bank. I'm telling you, it's all rightIQ tax。I talked about this topic many times in my previous article, but the amount of reading is limited, and many friends may not be able to see it, and recently another fan believed such nonsense, he paid someone else to come and tell me, I am angry, let's talk about it again today, to avoid more people being deceived. If you see it, I hope you can give it to more friends, and a small action of yours may allow your friends to recover greater losses. So many companies or individuals advertise 25% off to help you settle all your debts, they will tell you that it is because they or their superior partner asset management company, from the bank to buy back your debt, they bought your debt for a very small amount of money, once they buy your debt, you have no debt relationship with the bank. Then you only need to pay a small amount of money to this asset management company, which is 25% off, you can settle this arrears. It sounds like the debtor is going to be very excited. At the same time, they will tell you that the premise of the discount settlement is that you now owe the bank a credit card, credit loan, you need to wait until more than half a year overdue to handle, which will mislead a lot of friends who want to discount but have not yet overdue, many debt companies claim that they have a national negotiation lawyer to help you turn your debt into non-performing assets, and finally let the bank give the asset management company non-performing assets, and the asset management company will discount your debts, so that you can save a lot of money. From the Yindeng Center (everyone can) on the **, it can be seen that the bank can ** its own non-performing assets, these asset management companies, they want to buy non-performing assets, they also need to go through the Yindeng Center, they buy non-performing assets ** are 15% off to 2 off, of course, there are **, most of them are very low** can acquire non-performing assets. It is precisely because there are formal non-performing asset transfers that these debt companies always use the data of the Yindeng Center to fool the debtors, making the debtors feel that what they are doing is the same thing as the transfer of non-performing assets of the Yindeng Center. Here I will tell you what the truth is. 2.The underlying logic of 5% off debt settlement is to collect the debtor's information first, and then use the discount to attract the debtor into the set, because most people want to take advantage, so there will be quite a lot of debtors unconsciously into the ** set by others for you, they will tell you that your debt is negotiated with the bank by the asset management company, and your debt is packaged separately and purchased independently, which you can understand as the asset management company's directional selection of asset packages. They were also very professional and sounded doable. This is not the case, the reality is that the bank does not have the right to strip your debt alone. The bank's procedure is that the overdue customer first collects the internal collection of his own bank, and then feels that he will not come back, he will entrust a third-party collection company to collect on you, and the debt that cannot be collected will go through the litigation process, that is, sue you, from your overdue to sue is a long-term process, I have seen a few months overdue to be sued, and I have also seen overdue for several years without being sued, this time is not artificially set a specific time. At this point, if the arrears have not been recovered, it is possible to be characterized as a non-performing asset, only possible. The conditions for becoming non-performing assets are certainly not non-performing assets, and each bank has the right to decide which ones are non-performing assets and which are not non-performing assets, because in the end they will pack and concentrate on Yindeng Center**, and the packaging of non-performing assets is also random and collaborative, and it must first pass the judicial inspection to avoid some people taking advantage of their positions to engage in benefit transfer. After the inspection, you will go to the Yindeng Center to trade, and then the asset management company will appear, not what others tell you, because after collecting the debtor's information, you can directly negotiate with the bank, and you can forgive your debts, and there are serious errors in the order of appearance. There is a theoretical feasibility that an asset management company happens to have your corresponding personal debt information in the asset package purchased by Yindeng Center, and then they sell it to you at a discount to achieve your purpose of settling it at a discount. But it's just a bank debt, and you want to settle your debts with different banks at the same time, unless they happen to sell your debts to the same asset management company through Yindeng Center (is it possible?).This probability may be the same as if you were buying a lottery ticket. So those things that promise you 6-18 months to complete the discount settlement for you, do you still think it is feasible?If you see this, you still feel 25% off is true, I'm really worried about your IQ. So the point is, why can't they do it, they still have to collect money to do this?Four words, fast and slow back. Take back your money first, and then return it to you after the agreed time is up (in fact, nothing is done for you, you are still waiting for a discount), can you refund it all?I feel that my IQ has been insulted again, if it were you, I would like to have hundreds of millions of funds in my hand first, and I have to use it for free for 1-3 years, isn't it fragrant?