With the development of society and the increasing trend of population aging, pension insurance has become the focus of concern of the masses, but it is very regrettable that many people do not receive the due pension treatment after retirement, the main reason is that they did not do some key preparatory work during the work, if you ignore some steps, then it may affect you can not receive a pension.In the traditional concept of family, each child should bear the responsibility of taking care of their parents, but in modern society, because every family basically lives a well-off life, the pressure of life is becoming more and more great, and many children need to bear the responsibility of the old and the young, so some retirees get pensions, which can ease the burden of the family and become happier in their later years.
And each retiree has a pension can reduce the burden of the elderly, pension as a social security system, can enhance the fairness and stability of our society, if there is no pension security, then the quality of life of the elderly will be greatly reduced, and even lead to many retired elderly people to achieve the goal of re-employment, as everyone knows, this status quo will only intensify, it is difficult for fresh graduates in our country to find a stable job, and even affect their own physical health problems, so in the last month of 2023, if you do not do the following three things, you may not receive a pension after retirement。
First thing: there is no transfer of the temporary pension insurance account
According to China's current pension insurance system, it is known that when everyone works in different regions, they need to pay local pension insurance premiums, and the economic development level of each region is different, so the pension insurance base that needs to be paid in each region is also different. If a man has reached the age of 50 and a woman has reached the age of 40, the first time she has worked in a place other than her domicile, she can only create a temporary account.
The location of the temporary account cannot be used as a pension position, which means that even if you have accumulated 15 years of pension or 20 years of pension insurance, you still cannot receive a pension in your place of work, and if you want to receive a pension normally, then there are two ways to do so.
The first way is to move your household registration to your place of work, once you move in, you can apply for the adjustment of your temporary account to a regular account in the next month, and then you can receive your pension locally after retirement, or you can wait until you reach the statutory retirement age to transfer all the principal and interest of all payments in your temporary account to your place of residence or other place that meets the retirement standard, where you can receive your pension.
Thing 2: Many people don't have a financial account to activate their Social Security card
This is also an important problem that leads to the inability to receive a pension after retirement, the social security card is an important certificate for everyone to receive a pension, and the activation of the financial account of the social security card is a necessary condition for the realization of the pension distribution, but in a considerable number of people do not understand this, or for various reasons, ignore some important steps, as a result, once they enter the retirement stage, they will face the dilemma of not being able to receive the pension, so we should be sure to activate the financial account when applying for a social security card.
Thing 3: There is no verification of pension eligibility
China's pension is issued permanently, so it may lead to the abuse of benefits by some people, for example, the relatives of the insurance participants who died at home may hide this fact in order to embezzle the pension fraud, in order to avoid this situation from happening again, the latest regulations formulated by the state: every year retirees need to complete the verification of pension eligibility to prove that they are still competing, and only through certification can they continue to receive pensions, if they fail to carry out pension eligibility certification in time, the pension will be suspended, and your pension will be frozen。