In response to the proposal of the 14th National People's Congress to "allow flexible employment personnel to participate in maternity insurance", the National Health Insurance Administration recently replied that at present, all women's maternity medical expenses are guaranteed by corresponding policies. In some areas, flexible workers have been included in the scope of maternity insurance.
According to the National Health Insurance Administration, all women's maternity medical expenses in China are currently guaranteed by corresponding policies. Women who participate in maternity insurance are entitled to maternity medical expenses in accordance with regulations. Women who are flexibly employed and unemployed may participate in the employee medical insurance or the basic medical insurance for urban and rural residents in accordance with the regulations, and their medical expenses such as hospital delivery that meet the requirements can enjoy the corresponding treatment of the basic medical insurance.
At present, maternity insurance covers employers and their employees, and flexible employees who do not have a fixed employer are not covered by maternity insurance. However, after giving birth, the labor and employment income of flexible employees may be affected in the process of postpartum recovery, and including them in the scope of maternity insurance can help alleviate their worries. Some regions have carried out relevant explorations, stipulating that flexible employees can participate in maternity insurance at the same time as participating in the basic medical insurance for employees.
In addition, in response to the proposal of "relaxing the restrictions on household registration of flexibly employed persons", the National Health Insurance Administration said that in order to adapt to the rapid development of urbanization and large-scale population flow, promote basic urban public services and facilitate the full coverage of the permanent population, the state has successively issued relevant documents to clarify that residence permit holders enjoy the right to participate in social insurance in accordance with the law in their place of residence, and when residence permit holders participate in the medical insurance for residents in their place of residence, all levels of finance will give the same subsidies. The National Health Insurance Administration has also requested the relaxation of household registration restrictions for residents participating in medical insurance for four consecutive years.
In 2021, the Ministry of Human Resources and Social Security, the National Health Insurance Administration and other 8 departments issued a document, requiring all localities to relax the household registration restrictions on flexible employees to participate in basic pension and basic medical insurance in the place of employment. The National Health Insurance Administration said that on the whole, all localities can promote the participation of permanent residents in an orderly manner in accordance with national requirements, and most regions in China have implemented the residence permit insurance policy. (Beijing ** client).