2024 Changes in Employee Medical Insurance Personal Accounts, Who Will Benefit?
Starting from 2024, there may be a new change in the adjustment of personal medical insurance for urban employees, of course, it is not that the adjustment ratio or standard of personal medical insurance has changed, but a new system will be implemented, and from 2024 onwards, the full implementation of this system, that is, the outpatient medical self-payment system;In fact, many regions have taken the lead in implementing the outpatient medical self-payment system. In fact, many regions have taken the lead in implementing the self-payment system, but 2024 is an important year for the full implementation of national unity.
Therefore, many people understand this kind of outpatient system, in fact, it is equivalent to your personal account in the process of seeing a doctor, which can be paid by your family and relatives to use together, because some people do not really participate in the medical insurance of urban employees, and they do not establish the corresponding personal medical insurance account balance, so that in the process of outpatient treatment, in fact, he can not enjoy some of the benefits and benefits brought by medical insurance. In such a context, everyone thinks about whether medical insurance is more expensive for such economic pressure, which is beyond doubt. Therefore, the application of the medical insurance outpatient self-payment system is very necessary, which can effectively alleviate the financial burden and pressure of patients.
Of course, in the process of our medical insurance payment, it is also divided into two different accounts, one is the medical insurance personal account, and the other is the overall account, which is mainly in the former when you see a doctor and is hospitalized, you can enjoy the corresponding reimbursement, which is basically reimbursed according to the proportion of 70%. In the future, after the reform of the medical insurance personal account, the outpatient part of the medical insurance can also be reimbursed, but the reimbursement ratio is about 50%, although it is not particularly high, but it effectively reduces the economic pressure and burden during the outpatient treatment.
As for who will benefit, in fact, it can benefit the masses. You see, if you don't usually participate in the urban employee medical insurance, and your own family members, such as your parents, do not participate in the employee medical insurance, then if you personally participate in the employee medical insurance, you can use this personal account. In the end, if your parents go to the doctor, you can enjoy a certain amount of reimbursement, of course, part of the reimbursement treatment is in the personal account, in fact, your expenses are the money in your personal account.
Because there are some young people who don't go to the doctor. In the long run, their personal health insurance accounts will be dormant or semi-dormant. In fact, one of the biggest changes in the adoption of this self-pay system is: You can effectively activate the possibility of normal use of the money in your medical insurance account, because when the elderly talk and children speak, the possibility of seeing a doctor is greater, and it can be used normally, and it will not become an inactive or semi-active account, because in fact, individuals play an important role, because they spend less money and use the money on the medical insurance card. Money on your health insurance card.
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