Hi everyone! I'm Luna, a self-disciplined mom who believes in the power of perseverance as her life creed!
The sun arches a pawn, and the merit is not donated! Today I will talk to you about the topic of "becoming rich".
Man must always be for himselfThere is a price to be paid for lack of awareness, such as wealth.Before leaving, I was a global purchaser for a large factory, and I would make money, have a reliable income, and live freely and confidently.
After leaving her job, she partnered with a friend to start a business, encountered a personal financial crisis, and then was forced to become a full-time mother with her palms up.
Twilight enlightenment,Without financial independence, there can be no personality independence
Financial independence is the premise of all independence, and managing money and wealth, like managing life and work, must be Xi.
Because, you will never be able to earn more money than you know, unless you rely on luck, but the money you earn by luck will often end up losing by strength, which is the fairest place in this society.
So how can we raise our cognitive level?
Today's 7 pieces of advice for girls who have low salaries but want to make money, especially the 7th, are very simple, but they are often ignored by us.
I recommend reading it first.
First of all, I recommend reading first.
Make money first and brain, and the reader is the leader.
The problems you want to solve, the book has already told you.
The first book "Be Brave to Be a Rich Man".
The book uses 100 short stories about wealth creation to inspire us to change our mindset and make making money a game, not to measure each day by what you gain, but by the seeds you sow. And that's not all, there are many ideas in the book that will open your mind.
The second book "Be Brave to Be a Rich Man".
By sharing the entrepreneurial journeys of the two authors, this book emphasizes that everyone has the opportunity to get rich, and it depends on whether you actively learn Xi and seize the opportunity.
The author's point is that being rich is a choice! The key to success is that you should do what you really want to do, and then find the password to success and prosperity from it.
The third book is "Slowly Getting Rich".
The author of this book believes that getting rich is a thinking ability, not a method, and it is necessary to understand the thinking model behind wealth before you can better develop the Xi of slowly becoming rich.
The biggest inspiration for me from this book is that you will find that many things develop in a non-linear exponential change over time.
The fourth book "Why do rich people use long wallets? 》
This book, in fact, I read it many years ago, and the reason why I recommend it is very simple, that is, I agree with the author's belief that money management starts from respecting the place where money lives in the wallet, and you can't let money bow down for you every day.
The concept represented by the long wallet is to pay attention to where the money goes and the principle of use, and don't let the credit card ** spend impulsively, after reading this book, I silently replaced my wallet with a long wallet.
The fifth book "Rich People Think Different from You".
Thinking determines behavior!
The author of this book, who comes from a poor background and has a very low starting point, learned from the pain of his business failure, and began to think about his own money blueprint, and set up a self-growth course based on this concept.
He believes that people can change their thinking about money through observation and awareness, imitate the thinking patterns of rich people, and then become rich.
You must watch documentaries to improve your financial quotient.
When a person's wealth is greater than their own knowledge, this society has 100 ways to harvest you until your knowledge matches the wealth.
So how do we improve our awareness? In fact, in addition to reading, we can also improve by watching documentaries.
The first "Capital Game".(le capital)
In the game of money, every second counts, and the slightest mistake is a thousand miles.
Behind the thin banknotes, there is a hidden human greed that you fight for me.
After watching "Capital Game", you will say, oh my God, isn't this simply a "modern life and death apocalypse" in the workplace.
The second "Big Short".
I am greedy when others are afraid, and I am afraid when others are greedy", the movie used Buffett's words to open the prologue of the movie.
This **, with the 08 subprime mortgage crisis as the background of the story, tells the story of 4 discerning investment ghosts in the United States, who saw through the illusion of a bubble as early as 07 years and made a lot of money by shorting subprime mortgages. Become one of the few investment myths that can make a lot of profits in the financial tsunami.
Movies tell us a truth, sometimes, it's not ignorance that gets us into trouble, but fallacies that seem to be right. In the face of the crisis, most people are harvested, and only a few people can see through the truth.
The third "Confessions of a Black-hearted Trader" (margin call
My loss is your profit.
Between winning and losing, how much is conscience worth?
The story is based on the collapse of Lehman Brothers in the United States, tells the situation that happened the night before the incident, and truly depicts the darkness and ill-intentioned intentions of human nature.
It's perfect to watch with The Big Short, where the former is low-key, the latter is noisy, the former focuses on depicting a company, and the latter focuses on the big picture. The two films use different techniques to outline the situation behind the financial crisis of 2008.
The fourth "The Secret Behind the Currency".
Your true wealth is your time and freedom, and money is nothing more than a tool in exchange for your time.
This documentary focuses on the evolution from gold and silver money to paper money, and how the modern banking system works. This ** can open a window for people who care about money, realizing that "time and freedom are real money." ”
It says that banks filter your time and freedom by stealing your purchasing power. Deposits are a tragedy, learn to spend money. After listening to it, does it subvert your previous view of money?
The fifth "Rich Valley's Quest to Turn Over".
It tells the story of a billionaire who goes incognito, carries $100, goes to a completely unfamiliar city, challenges for 90 days, and earns 1 million.
Personally, I think that the thinking of the rich is the most worthy of our Xi.
For example, his first pot of gold is to find a buyer first, and then to find the corresponding product;
For example, he is very good at employing people, with a strong sense of purpose and emotional management skills.
We often say that the difference between the rich and the poor is the mindset. Rich people are not what you think. Then this ** should give you some food for thought.
Look at the moneytedSpeeches
Watching a Money-making TED Talk can also inspire your money-making thinking.
The first "The one who opens the gap between people is to know that he is valuable".
No one will pay for what you are worth. They only pay for what they believe you are worth. But you can control their thoughts. ”
Casey shared the formula for improving value in the workplace: "One is to determine self-worth; The other is to communicate self-worth. "These two elements made us realize our potential to make money.
The second part of "How to Earn It in Three Yearsmillion
Before the age of 21, the speaker, Daniel Ally, lived in a basement, was addicted to drugs, depressed, and had been fired from more than 40 jobs.
He worked hard to change the status quo and became a millionaire at the age of 24. These three principles have helped him achieve a counterattack in life, and his success may be difficult to replicate, but I believe that his principles can benefit you a lot!
The third part of "The Root of Poverty is **".
What are the root causes of poverty?
Some say it's a character flaw, some say it's a lack of education. But it's neither. It is argued here that poverty is not due to lack of knowledge, but poverty is lack of money, and money here refers to the basic capital for the start.
The fourth "How to Make More Money".
When we talk about money, a lot of people are very familiar with these skills: saving more, spending less, budgeting, and these are focused on protecting what we already have, but what if we want a little more wealth? How do we do that?
The fifth part of "Towards SuccessSecrets
Renowned TED speaker Richard StIn 7 years, John has interviewed more than 500 outstanding successful people, combined with their experiences on the road to success, and distilled 8 secrets of success, don't you want to hear it?
Have a strong ability to eat.
Real successful people have the ability to continue to make money, and a strong skill is your lifelong hematopoietic ability.
How? First of all, you have to learn to take stock of your capital:
For example, what are your core skills? What are your outstanding features? What are your unique strengths? Why you have to? What can you do? Why? And how? How much value can you create for your customers? These are your bargaining capitals.
If you just know how to write articles, it's not enough, you also have to know how to read data, understand fans, understand operations, understand topic selection, and so on.
So why should you think about it? The why here is important.
Find someone who is good for you.
According to the principle of "who is close becomes whom", who you go close to means that you are attracted by a certain shining point on his body, and you have similar three views, which determines who you will become in the end.
Close to motivated people, you will become diligent and hardworking;
Stay close to hardworking people, you won't be lazy;
Get close to the procrastinator, and you won't be positive either.
Walking with the wise, you can have fewer detours and more future.
Set high goals.
think big! do big! win big!
The bigger the ideal, the bigger the big thing, the bigger the win.
The so-called:Take what is above, and get what is in it; Take from it, get it from below; If you take from below, you will get nothing
Open up the pattern, be the best version of yourself, don't define success too narrowly, your success can have no upper limit, no ceiling.
7. Everything: saving.
This last point is important, but it is often overlooked.
That's it:All the money will eventually flow slowly to those who are willing to save.
There are many ways to become rich, but one of the most practical and effective is to save.
Be sure not to believe what others say about money is not saved, as the saying goesIf you don't accumulate small wealth, you can't make big money
Those who encourage us to spend are usually people who are bent on emptying our purses.
Here are a few small but useful tips for saving money, some of which I am practicing myself.
10% savings method.
Divide each of your pocket money into three equal parts:
70% is used for daily necessary expenses.
20% for emergency use.
10% saved up and can't be moved.
Note: This saving method is inspired by the saving method taught by Rockefeller to children, and it is also the saving method that my baby is currently practicing.
333 Savings Law.
Divide a sum of your own money into three equal parts:
1 3 Savings.
1 3 Daily expenses.
1 3 Financial investment.
Note: After getting a sum of money, save first, not spend first, be sure to save 1 3 first, and then arrange the rest.
1234 Savings Law.
Money to be spent: living expenses for the next 3-6 months.
Life-saving money: Buy insurance or other protection.
Money that makes money: investments, real estate.
Gain money: for education or future retirement.
365 Day Deposit Law.
The first day you start depositing: 1
Day 2: 2
Day 3: 3
And so on).
Full-year target: $66,795
It seems that the amount is not large, but it adds up to a lot, and in the end it is a very large income.
In the end, saving money is just a method, and the intention behind it is that what we need to exercise is actually to cultivate a good Xi of saving money.
This article is a bit long, but it is really my heartfelt words, three years of trough, I have suffered too much without money, and I have tasted the warmth and coldness of the world, and finally I found that it is this thin piece of paper that is the most credible, it can help us become the best version of ourselves, filter out the people I don't like.
It is certainly not easy to embark on the road to financial freedom, but what is even more difficult is that you are not financially independent, manage your financial situation well, make it work for you, money is the dream, and it is your ultimate safe haven.
Best wishes! I am Ahe, with the power of firmly believing in perseverance to guard a micro-dream micro-happiness, click "Follow" in the upper right corner, and share with you every day Growing up and improving + parent-child parenting dry goods.