Real estate is definitely not over, houses are definitely available to buy, and even in the long run, house prices must be **. But for now, the real estate market is not showing signs of obvious improvement, and house prices have not yet shown signs of completely stopping the decline, so today we give a few pieces of advice to those who intend to buy a house in 2024 from an objective, truthful and rational point of view.
Hello everyone, I am a real estate practitioner in Qingdao for more than 10 years, and I like to post some ** related to Qingdao property market or real estate in my spare time, I hope you can like it.
First, you must do what you can when you buy a house, and you must put as many meters as you can in the pot, and don't blindly increase leverage.
Because the development of real estate has cycles, and the development of the economy also has cycles, housing prices cannot be forever, and the economy cannot develop at a high speed forever. At present, both economic development and the development of the real estate market are in a turning position, but at this critical moment, we have encountered the United States' first-class war, science and technology war, financial war, first-class war and other all-round suppression, so we are in a more difficult moment compared with before.
In the past, when buying a house, pay attention to getting on the car first and changing the car, because the housing price has been in the first cycle, the economy has been developing at a high speed, and at that time, even if you can't pay the monthly payment in the later stage, you can sell the house, not only will you not lose money, but you will also make money because the house price has risen. And at that time, not only the housing prices were **, but the income has been increasing due to the rapid development of the economy, so basically there is no situation where you can't afford to pay back the monthly payment, but now it is different, the general environment has changed, and the income is unstable.
Therefore, if the family foundation is not too thick and the income is not too stable, it is not recommended to carry out high-consumption behaviors such as buying houses with leverage at this stage. One thing must be clear, buying a house is used to improve the living environment and improve the quality of life, if you buy a house with leverage, because you have to repay the monthly payment every month, and because the income is unstable, it may lead to high pressure on the monthly payment in the later stage, and even affect your quality of life, then it is not recommended to buy a house in the current environment.
Clause. Second, if you have the ability to buy a house and the need to buy a house, and think that now is the best opportunity, my advice is not to expect too much.
Because this round of real estate market adjustment cycle is too long, the adjustment of housing prices is too deep, the impact on people's confidence in buying a house is too great, and the current real estate market and economic environment, as well as the degree of difficulty, are far greater than in 2008 and 2014. Therefore, even if the financial war between China and the United States ends in 2024 and the Fed's interest rate hike cycle ends and enters the interest rate cut cycle, the external environment changes, real estate may also recover immediately, and housing prices may not be immediately **, and it may take two or three years, or even longer to repair, so you can't expect too much to buy a house in 2024, otherwise you may hope for greater disappointment.
Secondly, after more than 20 years of rapid development of the real estate market, the houses currently built have met the basic living needs, and the real estate market has also reached a moment of transformation.
Finally, the current real estate market has not shown obvious signs of improvement, housing prices have not completely bottomed out, and the financial war launched by the United States has not yet ended. For those who think, my suggestion is that the house can be bought, after all, the current house buying policy is very good, and the house price has come down, but it can't be expected too high.
Third, in fact, from the bottom of my heart, I really hope that those who have money and need to buy a house will buy a house, because real estate is the pillar industry of our country's economy, and the stable development of real estate is still very important to the national economy。
You must know that the current difficulties are only temporary, short-term, because our country is in a period of industrial upgrading, and in a few years, when our industrial upgrading is successful, there will be more high-tech industries like Huawei and BYD, and the economic development at that time must be stronger than now, and when the high-tech industry develops, it will drive the rapid development of the economy, so the future income will definitely increase.
And these rich people will not lose even if they buy a house now, because the houses they buy are often in a better location, so the value preservation and appreciation are also better, which not only meets their own needs, but also responds to the call of the country, killing two birds with one stone, why not!
The key is that from the perspective of our country's long-term development, it must be good, because our country's economy will get better and better, our country will become stronger and stronger, and the urban development will get better and better. Moreover, I firmly believe that in the future, our country will surpass the United States in all aspects, and will reproduce the prosperity of the Han and Tang dynasties.
Okay, that's all for today's sharing, we'll see you next time!