The truth behind the "NCMS Reminder" **, the village cadres told the insider.
For a long time, farmers in rural areas have faced difficulties in seeing a doctor, and they have to endure increased financial pressure due to the lack of adequate health insurance. However, the implementation of the NCMS in 2003 has given farmers a glimmer of hope that they will have health insurance coverage in case they get sick. However, as the NCMS payment season approaches, farmers often choose not to pay NCMS, and the payment has become a contest between cost and trust.
The cost of new agricultural cooperatives has increased.
In the 20 years since the implementation of NCMS, the cost of NCMS has risen from 10 yuan to 380 yuan now, an increase of 37 times. And for peasant families, this growth is simply a blow. Many families believe that instead of paying for the NCMS, it is better to use the money to improve their living conditions, at least than to be covered by medical insurance"Catch it"Much more comfortable.
In addition, the NCMS account is settled at the end of each year, unlike the medical insurance account of urban residents, which can accumulate the balance and continue to use it in the next year. This policy made the farmers feel that the benefits of participating in NCMS outweighed the losses, and they chose not to participate in the event"Zero-account sports"。
It is difficult to distinguish between the reality and the reimbursement ratio of NCMS.
The New Agricultural Cooperative Scheme (NFCS) advertises that the reimbursement rate for hospitalization has been increased from 60% to 70%, which sounds quite attractive. But in reality, if a farmer is hospitalized in a rural hospital, the reimbursement rate is 60%, and if he is transferred to a large hospital in an urban area, the reimbursement rate is only 50%. This disparity has left farmers at a loss and, despite being attracted by false propaganda, choose to ignore NCMS when they think they still have to pay most of their medical bills"Medical wars"。
The New Agricultural Cooperative Association (NACS) needs to adjust its policies accordingly.
In view of the problems existing in the NCMS policy, it is necessary to provide more financial support for farmers in economically underdeveloped areas to reduce their payment pressure. In addition, the new rural cooperative medical policy also needs to be more practical, because the continuous price increases, year-end write-offs, and changes in reimbursement ratios have caused a lot of inconvenience to farmers, and they do not want to do it anymore"Critical illness insurance guinea pigs"。
If these problems can be solved, NCMS is likely to set off a wave in rural areas"Medical storms"。Farmers will be happy to pay for NCMS out of their wallets. However, if the first adjustment is not made, farmers may only be able to stage a play in this medical insurance storm"The tragicomedy of cost and trust"。
In short, NCMS is a good medicine for farmers, but it also needs to be moderately controlled. More attention should be paid to the economic pressure of farmers and more support should be given to farmers. In addition, the policies of the new agricultural cooperatives should be more pragmatic and flexible, with more farmers involved. Only in this way can NCMS truly become a blessing for farmers and provide strong support for rural medical and health undertakings. Today, when the truth of the NCMS turmoil is revealed, we hope that the first and relevant departments can listen to the voices of farmers and provide better medical services for farmers.