The reminder in December is about to begin, will the farmers complete the payment?
Preface. At present, the deadline for medical insurance payment for urban and rural residents is getting closer and closer, and in order to protect the health and medical security of residents, village cadres actively promote medical insurance payment. However, some villagers do not have a good understanding of the medical insurance system, which leads to an increase in the difficulty of paying fees. In view of the dilemma of farmers' medical insurance payment, this paper puts forward some suggestions to help farmers better participate in medical insurance payment.
The payment of medical insurance has made the villagers unhappy.
In the context of the initiation of the collection work, many farmers have encountered difficulties in paying medical insurance, resulting in some farmers delaying or refusing to pay. This is mainly due to the fact that the medical insurance system for urban and rural residents is a medical insurance system in which individuals bear part of the costs and financial subsidies, and for farmers with low income and economic difficulties, payment is a burden. In addition to the funds needed for daily life and agricultural production, there is also a certain amount of medical insurance premiums. In the process of payment, some farmers will be entangled, refuse, or even choose to pay when necessary.
It is worth mentioning that the state has also formulated corresponding support policies for rural households with financial difficulties, including fee reduction or full exemption. But to fully understand these policies, farmers must take the initiative to find out whether they are eligible for subsidies. In addition, the village committee must be fair and transparent when collecting medical premiums, and adopt a gentle way to guide villagers to participate in medical insurance, rather than taking compulsory and advanced measures. When collecting medical premiums, village cadres should also abide by relevant laws, regulations, and rules to ensure that the legitimate rights and interests of farmers are not infringed.
The reason for the dilemma of farmers' payment of fees.
There are several main reasons why farmers have difficulty paying for health insurance:
1.Heavy financial burden.
For economically disadvantaged peasant families, the annual health insurance premiums paid may account for a large part of their income. Due to the large amount of funds required for farmers' daily life and agricultural production, the payment of medical insurance premiums will increase the financial burden, causing some farmers to choose not to pay or postpone payment.
Description: Peasant families generally make a living from agricultural production, and their annual income is relatively limited. Faced with the gradual increase in household expenses and living expenses, health insurance contributions become part of their financial burden. Farmers need to pay relatively high health insurance premiums and may have to cut back on other expenses. As a result, when faced with multiple spending options, some farmers may delay paying their health insurance premiums, making it difficult to pay on time.
2.Lack of understanding and attention.
Some farmers do not understand the health insurance system and its benefits and importance, leading them to be skeptical about health insurance or not to pay health insurance premiums. They may be confused by the health insurance system and do not understand the relationship between individual contributions and medical insurance, so they are not highly motivated to participate in health insurance contributions.
Amplification: As rural dwellers, their lives may be relatively closed and they may have relatively little knowledge of politics. Due to limited access to information, they may have little knowledge of the specifics of the health insurance system and the details of its policies. When faced with medical insurance contributions, some farmers may have doubts about the benefits and guarantees of medical insurance, believing that the cost of payment is too high and the benefits are too low. As a result, they take a wait-and-see attitude towards paying health insurance premiums.
3.It is even more difficult to pay contributions.
In some remote areas, it is difficult for farmers to pay invoices due to the lack of convenient payment channels. Farmers have to spend time and effort traveling to the designated place to pay the invoice, which is a considerable obstacle for some farmers who do not have the ability to travel.
Amplification: Farmers live in remote rural areas with relatively inconvenient transportation and communications. Some villages may not have a convenient place to pay for health insurance, and farmers have to spend extra time and effort to travel to a designated location in the city or county to pay the premiums. However, perhaps due to transportation conditions, some farmers do not have enough travel facilities to pay their medical insurance premiums on time.
Response strategies and recommendations.
In the face of the dilemma of farmers' contributions, we can adopt the following strategies and suggestions to help farmers better participate in medical insurance contributions:
1.Strengthen public awareness and education.
It is necessary to publicize the medical insurance system to farmers through various channels such as village broadcasting, village advertising, and the Internet, so that farmers can understand the importance and benefits of medical insurance, as well as their rights and obligations as insured. At the same time, it is necessary to explain clearly to farmers the subsidy policy and the conditions for fee reduction and exemption, as well as how to apply for relevant preferential treatment. Through strengthening publicity and education, we will guide farmers to voluntarily participate in medical insurance payment and improve their understanding and confidence in the medical insurance system.
2.Convenient payment options are available.
Through the establishment of more convenient payment portals and channels, farmers have more payment options, and reduce the situation that farmers are unable to pay medical insurance premiums on time due to inconvenient transportation. A variety of methods such as gas stations, post offices, and mobile payments in the village can be used to facilitate farmers to pay nearby and improve the convenience and accessibility of payment.
3.Reduce the economic burden on peasants.
For rural households with financial difficulties, part or all of the medical insurance premiums can be reduced or exempted according to relevant policies. By verifying the subsidy conditions such as family income and living conditions, subsidies will be provided to farmers who meet the subsidy conditions to reduce their burden of medical insurance payment. At the same time, we should increase the support for the rural economy, increase farmers' income, improve farmers' living standards, and fundamentally reduce the difficulty of farmers paying medical premiums.
4.Strengthen the management and service capacity of village staff.
As the managers and collectors of medical insurance payment, village cadres should improve their management and service capabilities, pay attention to communication and understanding with villagers, patiently answer villagers' doubts and questions, and help them complete medical insurance payment procedures. Village cadres should be fair and transparent, guide villagers to participate in medical insurance in a gentle manner, ensure that the collection work complies with relevant laws, regulations and rules, and respect the legitimate rights and interests of farmers.
5.Continuous monitoring and improvement.
Village cadres should regularly supervise the payment of medical insurance, understand the reasons for farmers' late payment or non-payment, and give help and support. At the same time, it is necessary to continuously improve the work, adjust and optimize it according to the needs of farmers, and improve the fairness and operability of the medical insurance system, so as to enhance the enthusiasm and initiative of farmers to participate in medical insurance payment.
Conclusion. For farmers, paying health insurance premiums is a necessary expense, not only for their personal rights and responsibilities, but also for their own health and medical treatment. Farmers should recognize the importance of health insurance and pay their premiums on time. If you cannot pay the fee on time, you should communicate with the village cadre in time and explain the reason. If the family is really in financial difficulties, they can explain the situation to the village cadres and seek help from relevant policies to reduce the burden of contributions. At the same time, villagers should also actively cooperate with the collection work of village cadres to avoid returning to poverty due to not participating in medical insurance.
Before the deadline for urban and rural residents to pay for medical insurance, rural fund-raising work will become an important task for village cadres. As villagers, we need to be patient and cooperative, actively participate in medical insurance contributions, and understand our rights and subsidy policies. Only by working together can we ensure that the right of rural residents to medical insurance for serious illnesses is implemented.
To learn more about Medicare contributions, you can consult your local administration's guidance document or contact your local health insurance organization. At the same time, you can also learn more about the medical insurance system and the payment process through the Internet and other channels. Only by continuing to learn and Xi understand can we better cope with the dilemma of farmers' payment and better protect the health of ourselves and our families.