When we were younger, we stared at the backs of city dwellers and dreamed of their well-paid, retired lives. Now that we are in our fifties and facing the second stage of our lives, those hopes and expectations seem more real. This article is not intended to teach you a lesson, but to share with you some of the experiences of this long journey. Let's talk about how to spend the next decade wisely.
Workplace. Whether "on the edge" or "dynamic", the workplace of the '50s sometimes felt like a huge, silent playing field. You may still be alive, but that doesn't mean you'll always be center stage. Age is a hard bar, like a pair of invisible hands at the helm, gently pushing you to the edge. Don't sacrifice your safety for that brief round of applause. Remember, the most important thing we should strive for is retirement, not position.
Here's a statistic: more than 60% of people over the age of 50 are assigned some relatively simple tasks at work. Some people might hate it, but I said, why do it?Go with the flow and accept the fact that you have taken a back seat is also a form of respect for yourself.
Manage financial matters.
Grab your wallet and don't spend it. "It's not just a reminder, it's a wise quote. When we were young, we may have lived a simple life in the countryside, but when we grew up, we accumulated wealth. Don't feel like you can splurge just because you're retired.
Have you ever wondered why you should enjoy your retirement?Why not enjoy the fruits of your hard work while you are young?Don't wait until your foot trips to realize that there are so many places you haven't visited. Life after retirement is not the end, but the beginning of another. Save money, save money, and your future self will be grateful to your current self.
The concept of an RV.
"No extravagance" is a good adage. It's enough to have a small nest, so why take on a bigger burden?I can tell you that those daunting properties are likely to cause you extra annoyance, in addition to the high monthly mortgage.
Some people say that a house is the treasure of children and grandchildren, but I want to emphasize that this does not mean that you have to buy a house blindly. Ask your child if they really need it and if the mortgage is really on their shoulders. The house, the car, these are just accessories in life, not the whole of your life. Why not?
Pension. Pay social security, not children" is my advice to you. Some may say that 15 years of social security is over, however, you should know that the amount and number of years of social security contributions are directly related to the pension you will receive in the future.
Don't expect your children to solve your retirement problems. In the face of enormous social pressures, life for young people is not easy. Our generation is the last generation to be filial to our parents, and it may also be the first generation that cannot receive filial piety from our children. Therefore, in order not to add additional burden to your children, continue to pay social security and have peace of mind for your future.
When I was younger, my hometown was our paradise, but the changes in my hometown over time also made us feel a little sad. Maybe you've thought about going back, but be careful. The countryside is no longer as simple as we remember, and going back can bring more loneliness.
Why do I always have tears in my eyes?"Because I love this land. Yes, our affection for our hometown is deep and sincere. But accept the fact that it's disappearing. Maybe we should miss it more than we go back.
Mindset and plan.
At the age of 50, it's time to clear your head. Don't be proud because your wallet is bulging, and don't give up because you're poor. We are getting older step by step, and retiring safely is our greatest wish. In this decade of transition, we must keep a clear head and not be swayed by wealth and adversity.
At this point, be less impulsive and more rational. Don't be too anxious to define your life, and don't be too anxious to pursue something external. Sometimes, it's more important to think calmly before making a decision than to make the decision itself.
Looking back on the past 50 years, we may have experienced ups and downs, but there were also laughter and tears. Along the way, each of us has a different life trajectory, but here, I want to say to every 50-year-old post-70s brother, no matter what you encounter, you must maintain an optimistic attitude.
Every step is a part of life, and every decision shapes our lives. Fifty years old may be the end of a period of time, but it is also a new beginning in life. Let's stay sober and not lose sight of beauty over time.