When it comes to borrowing money, does it remind you of the old saying: "When you borrow money, you are a friend, and when you repay money, you are an enemy"?Indeed, when faced with requests from friends and relatives to borrow money, we often find ourselves in a dilemma: on the one hand, we are afraid of hurting our harmony, and on the other hand, we are afraid that our kindness will be betrayed. Today, let's talk about this topic and see how you can maintain your kindness and emotional intelligence without borrowing money.
First of all, we must understand a truth: helping is love, not helping is duty. Especially when it comes to money, no one's money is blown by the wind. So, when someone borrows money from you, you have every right to say no. However, how can you refuse to not hurt your anger and appear to have high emotional intelligence?Emotional positive energy
The first method: euphemistic refusal. When the other person asks to borrow money, you can euphemistically express your difficulties. For example, you could say, "I'm sorry, I've been having some financial difficulties lately, and I'm short on cash. Or: "My money has been invested in some long-term projects recently, and I can't withdraw it for the time being." This kind of speech expresses your rejection without embarrassing the other person.
Of course, some people may feel that such a rejection is too "weak" and worry that the other party will continue to pester. At this time, you can try the second method: retreat to advance. You can express your sympathy and understanding first, and then express your helplessness. Like: "I know you might be having a hard time right now, but there's really nothing I can do about it." My money is in the hands of my lover, who has been very strict with her family's finances lately. Or, "I really want to help you, but my money has been borrowed by relatives." In this way, the other party can understand your position and grievances.
However, regardless of the method used to refuse a loan request, we should be careful not to offend the other party. After all, relationships are something that needs to be maintained. Even if you don't want to lend money to the other person, there's no need to stiffen the relationship. Remember a saying: "Be a man and leave a line, and see each other in the future." ”
Of course, some people may say, "What if I'm soft-hearted, good-looking, and won't reject people?""It's okay, here's another trick for you: learn to change the subject. When the other person asks to borrow money, you can subtly change the subject and avoid talking about it. For example: "Oh, you see we haven't seen each other for a long time, what have we been busy with lately?".Or, "By the way, I recently saw a really fun game, a really good movie, a really interesting book, are you interested?"In this way, the other party's attention will be diverted, and the matter of borrowing money will be stopped.
In short, in the face of the sensitive and thorny problem of borrowing money, we must learn to deal with it with high emotional intelligence. It is necessary to protect one's own interests and consider the feelings of the other party;It is necessary to express one's refusal, but also to remain amiable and polite. Remember: money is the touchstone of character, but there is no need to be a "big wrong" in order to test human nature. Learning to say no is also a form of wisdom.