Accidents are unavoidable while driving on the road. However, if you encounter an accident and choose to take insurance, you must pay attention to some words that must not be said, otherwise the insurance company may refuse to pay. The following eight sentences must be remembered and not spoken when applying for insurance claims.
When you go to insurance in an accident while driving, you must not say these 8 sentences, otherwise the insurance company will not pay a cent!
The first sentence, the perpetrator is so pitiful, I have let him go first. In this case, in the case of the other party, the other party or the other party's insurance company will compensate, but your own insurance company will not compensate. Therefore, after an accident, do not let the other party leave the scene to avoid being unable to determine responsibility and obtain compensation.
The second sentence, "My headlights are broken, or my glass is broken." The insurance company will not pay out a separate breakage insurance for the headlights, unless the vehicle has obvious scratches and other damage.
The third sentence, "My driver's license has been suspended". If the driver's license is suspended, revoked or expired, the insurance company will not pay for the accident.
The fourth sentence, "I've been busy lately, I had an accident three days ago, and I want to deal with it." If you do not report this to the insurance company for more than 48 hours, you will not be eligible for compensation. After the accident, you should immediately file with the insurance company.
The fifth sentence, "My car has been repaired, I will come to you for reimbursement with the invoice". The correct process should be that the insurance company first assesses the damage, and then repairs are carried out according to the damage assessment. Repairing yourself may result in the insurance company not being able to confirm the cause of the damage.
The sixth sentence is "a traffic accident occurred in a paid parking lot or repair shop". If the vehicle is damaged in a parking lot or in a repair shop of a commercial nature, these places usually have a disclaimer and therefore the insurance company is not responsible, and it is best to report the insurance outside of the car factory.
Sentence 7, "The rear wing I installed myself is broken" or "The headlights I modified are broken". For damage caused by your own equipment, you need to purchase a separate insurance to be compensated.
The eighth sentence, "My engine is flooded, and the ignition can't be ignited." Ignition after the engine is flooded can cause even greater damage, in which case the insurance company will not pay. Never start the engine again after the vehicle has been turned off while wading in water.
These words must not be said or done when applying for insurance claims. Knowing more about insurance can help us deal with problems more wisely in the event of an accident and avoid unnecessary losses.