In recent years, with the development of social economy, the premiums of NCMS (New Rural Cooperative Medical Care) have also been increasing year by year. Taking Shandong Province as an example, the premium of NCMS has risen from a few dozen yuan at the beginning to 380 yuan a year now. This change has triggered a heated discussion among farmers about whether to continue to pay NCMS, with some choosing to continue to pay and some choosing to "cut off". Zheng Fengtian, a well-known economist, has recently suggested slowing down in recent years, which has attracted widespread attention. This article will provide an in-depth analysis of this phenomenon and propose strategies to deal with it.
1. Analysis of the reasons for farmers' disconnection.
1.Rising costs: Farmers have to consider the relationship between the cost of paying for NCMS and the actual benefits. Since agricultural activities such as planting and breeding are themselves low-profit industries, if they are coupled with a considerable annual payment, it is a big burden for many farmers.
2.Health security effect: Although NCMS provides medical protection for farmers, some farmers are not satisfied with the actual security effect of NCMS. This is mainly due to problems such as medical expenses** and cumbersome reimbursement procedures, which still require farmers to bear certain financial pressure when they are sick.
3.Changes in personal choice: With the acceleration of urbanization, more and more farmers are moving to the cities to work, their incomes are more diversified, and they choose not to pay NCMS to meet their unexpected needs.
Third, the solution.
1.Adjust the payment strategy: According to the income level of farmers and the social and economic development status, the payment standard and time of NCMS should be appropriately adjusted to meet the needs of different farmer groups. At the same time, other social security projects such as NCMS and endowment insurance can also be considered to improve farmers' enthusiasm for participating in insurance.
2.Optimize the security system: ** departments should increase investment in NCMS and improve the level of medical security. Optimize the reimbursement process, simplify the reimbursement process, and ensure that farmers can receive timely and effective assistance when they encounter medical problems.
3.Intensify publicity: Publicize the guarantee role and preferential policies of NCMS through various channels, improve farmers' awareness and understanding of NCMS, and enhance their awareness of participating in the insurance.
4.Guide rational choice: We should strengthen the guidance of farmers to make them realize that NCMS is an important part of the rural social security system and an important means to protect their own rights and interests. At the same time, it is also necessary to encourage peasants to make rational choices according to their actual conditions and avoid blindly following the trend of "cutting off payments".
There are many reasons why some farmers have stopped paying NCMS premiums, and to solve this problem, we need to start from adjusting the payment strategy, optimizing the security system, increasing publicity and guiding rational choice.
Here, I also appeal to the vast number of farmers and friends, as the new agricultural cooperation is an important part of the rural social security system and an important means to safeguard their own rights and interests. We should look at the changes in NCMS rationally and make choices according to our actual conditions. Let's look forward to a better rural social security system!
How do you think the problem of NCMS premiums should be solved?What do you think should be done to improve farmers' awareness and understanding of NCMS?Welcome to leave a message and interact!