Why does my listing appear in my name?How should we respond?

Mondo Health Updated on 2024-01-31

Hello everyone!I'm Ah Jun, a veteran with five years of payment experience, and I'm vertically engaged in the field of credit card payment. I hope that every time I share, you can gain something from reading carefully. In the environment of one machine and one code, many cardholders sometimes show their names when using POS machines to swipe their cards, which makes people feel very panicked. So, why is this happening, and how should you deal with it?1. Why does the merchant information appear to show me?This situation generally occurs when you handle the machine, the salesman or payment company does not report to you to the small and micro merchants, so that now the No. 259 document is fully implemented by one machine and one household, because you have not reported to the small and micro merchants, so,The system can only change your name to a permanent merchant when you registered.

Second, the merchant is his own name, can it still be used?

In fact, when the bank determines whether the user has abnormal card use behavior, it pays more attention to the merchant code, if the consumption on the same merchant code for many times in a row is an abnormal behavior, so the merchant does not have much impact on showing his name. The merchant is in his own name, and he can still use it or continue to use it. But I have to remind everyone that you can't always swipe the card on your own machine, and frequent swiping on a machine will trigger the Mihang risk control reminder, and there will be a derating in serious casesSeal the card. 3. What should I do after the merchant becomes my own name?

Merchants can continue to use the POS machine with their own name, usually combined with offline real consumption, to achieve diversified consumption, in fact, it is very simple, such as eating, shopping, watching movies, or usually sick and cold to buy medicine, payGas bills, children's school fees, purchase of cultural and sports supplies, cigarettes, alcohol and gifts, hardware and household appliances, cars and trainsAir tickets, WeChat, Alipay online shopping, etcIn short, it is a relatively common situation for the merchant information to be displayed as yourself, so you don't have to panic and worry, and you don't have to worry about your credit card reduction and risk control when you diversify your consumption.

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