It's time to send the gospel to all of you again!Now, let's take a closer look at the Huixuan pension insurance that everyone is concerned about. Many people have high hopes for this insurance, but they don't know much about it. So, what exactly are the benefits of this insurance?Next, we will give you a detailed analysis from multiple aspects.
*From the official website of Huize Insurance.
1. The insurance threshold is low, and you can get on the car with a small budget.
The maximum age of this pension insurance is 65 years old (60 years old for paragraph B), which takes into account the retirement age of most people, so that those who are about to retire or have retired can also provide security for their future retirement life. This insurance product has a less stringent age limit and no health notification requirements, which means that many people with health problems or chronic illnesses may also be covered. The insurance threshold is relatively low, with a minimum investment of only 5,000 yuan for single payment and only 2,000 yuan for regular payment, so that those who have a limited budget can also have insurance products suitable for themselves. This setting allows more people to have the opportunity to be protected, providing them with more choices for their future retirement.
*From the official website of Huize Insurance.
2. Multiple versions are available to meet the needs of different groups of people.
As I mentioned earlier, this Everybody Choice Pension Insurance is very user-friendly, providing three different versions for everyone to choose from, so that everyone can find the one that suits them. If you want to be more stable in terms of guaranteed receipt, you can choose Pension A. This product excels in guaranteed access and can provide you with a stable income in retirement**.
For those who value long-term income, everyone chooses pension B is a good choice. This product has a high long-term return, which can provide you with more financial support in your retirement life.
If you just want to manage your finances in the short and medium term, then Pension C is a good choice. This product is guaranteed for 20 years after collection, although the claim period is shorter, but the income will be higher than the other two in about 10-20 years, which can bring you more generous returns.
The three versions of Everybody's Choice Pension Insurance have their own characteristics and can meet the needs of different groups of people. Whether you want to choose a stable guaranteed payment, or a friend who values long-term income, or a friend who only wants to carry out short-term and medium-term financial management, you can find the one that suits you in this product.
3. Set up birthday money, and receive more at a specific age.
Models A and B of Everybody's Wisdom Pension Insurance come with a responsibility for a life expectancy, which is a very user-friendly design designed to provide additional financial support for the elderly who are still alive at a certain age.
Among them, paragraph A can receive 1 and 2 times the annuity at the age of 90 and 100 respectively, which takes into account the special needs of the elderly at an advanced age, such as medical expenses, life care, etc. At the age of 100, the birthday payment of receiving 2 times the annuity is a special kind of care, expressing respect and blessings for the longevity of the elderly.
Section B can receive 1. at the age of 90 and 100 respectivelyThe design of 5 times and 2 times the annuity of the birthday pension emphasizes the quality of life of the elderly in the middle and later stages, and provides them with richer financial support.
As for paragraph C, although there is no obligation to celebrate the birthday, you can receive a maturity payment of 15 times the annuity at the end of the term, which to a certain extent makes up for the lack of longevity payment. The maturity payment is also designed to take into account consumers' needs for long-term stable income, especially after the expiration of the insurance term, when consumers have completed their planning and savings for their future life.
*From the official website of Huize Insurance.
4. The earnings performance is good.
Regardless of which version, the income performance of our smart pension insurance is very good. Paragraph A not only has a 20-year guaranteed payment period, but also has a yield of 3 at the age of 100 under the above insurance conditions87%, which is eye-catching. And paragraph B is even better, although there is no guaranteed period, but the income at the age of 100 is more than 4%, as high as 411% is undoubtedly an excellent result. As for paragraph C, it is the leader in short- and medium-term returns. At the age of 80, the IRR yield reached 354%, which is quite impressive.
These data are carefully calculated and evaluated, which fully proves the superiority of our smart choice pension insurance. No matter which product you choose, you can get a stable income within a certain period of time to meet your pension needs. Therefore, if you are looking for a reliable pension insurance product, then Everybody Wise Pension Insurance is undoubtedly an option worth considering. It is worth mentioning that there are three versions of the pension insurance that you can choose from, which is still more humane. In particular, the C section is a fixed-term version, although it can only receive an annuity for up to 20 years, but it has a guaranteed payment period of 15 years, which makes the income at the age of 70 or 80 higher than that of the stable and B version of the A and B versions. This design fully considers the needs and risk tolerance of seniors at different ages, so that they can choose the most suitable version for themselves according to their actual situation. In addition, the C regular version of the pension insurance also has a high cash value, which can bring a certain amount of financial protection to the policyholder even during the annuity period. Compared with other similar products, the regular version of our smart pension insurance has more advantages and deserves serious consideration by the majority of policyholders.
*From the official website of Huize Insurance.